Mortgage Lenders and Brokers in Onalaska, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Onalaska, Texas mortgage lenders include First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, First Liberty BankFirst Liberty Bank1600 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 2.73%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, First Service Credit UnionFirst Service Credit Union3923 5th St, Brookshire, TX 77423A+5.0 ★Texas Ratio: 4.24%, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, and Credit Human Federal Credit UnCredit Human Federal Credit UnSan Antonio, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onalaska, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onalaska are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onalaska, Texas
Market share is the lender's share of all home loans closed in Onalaska, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 1.4% | 100% | $105,000 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 50% | $75,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 100% | $315,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.4% | 100% | $65,000 | View |
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1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 1.4% | 100% | $175,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.4% | 100% | $15,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.4% | 100% | $75,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.4% | 100% | $185,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 2 | 2.7% | 100% | $235,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.4% | 66.7% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 14 | 19.2% | 82.4% | $169,285 | View |
United Wholesale Mortgage
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Conventional, VA | 7 | 9.6% | 87.5% | $243,571 | |
21St Mortgage
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Conventional | 5 | 6.8% | 25% | $107,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 4.1% | 100% | $178,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 4.1% | 52.2% | $128,333 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 4.1% | 28.6% | $111,666 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 2 | 2.7% | 100% | $150,000 | View |
Cmg Mortgage Inc
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Conventional, VA | 2 | 2.7% | 100% | $330,000 | |
Nextmortgage, LLC
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FHA, USDA | 2 | 2.7% | 100% | $125,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.7% | 100% | $50,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.4% | 50% | $75,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1.4% | 100% | $435,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.4% | 100% | $545,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $355,000 | |
Kind Lending, LLC
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VA | 1 | 1.4% | 50% | $165,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.4% | 100% | $235,000 | View |
Movement Mortgage, LLC
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VA | 1 | 1.4% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 1.4% | 100% | $135,000 | View |
Mortgage Financial Services
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FHA | 1 | 1.4% | 100% | $215,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
Mortgage Research Center
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VA | 1 | 1.4% | 33.3% | $155,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 1.4% | 100% | $245,000 | |
Zillow Home Loans, LLC
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VA | 1 | 1.4% | 100% | $175,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $65,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.4% | 100% | $175,000 |
Onalaska Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onalaska, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Onalaska? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onalaska in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onalaska, TX
Use these to narrow the list above. Each category shows how many Onalaska, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Onalaska, TX
Independent mortgage companies closed 83.6 percent of home loans in Onalaska, Texas in 2025, banks 12.3 percent and credit unions 4.1 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, First Community Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onalaska, TX
By home loans closed in 2025, First Community Credit Union was the largest mortgage lender in Onalaska, Texas with 1 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Onalaska, Texas in 2025, led by Rocket Mortgage with 3. 11 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Onalaska, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onalaska, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onalaska, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onalaska. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
