MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Nocona, Texas

Nocona, Texas mortgage lenders include Legend Bank, N.A.Legend Bank, N.A.115 Clay St, Nocona, TX 76255A+5.0 ★Texas Ratio: 0.92%, Wells Fargo Bank NAWells Fargo Bank NA105 E Highway 82, Nocona, TX 76255A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Guild Mortgage CompanyGuild Mortgage CompanyA+5.0 ★Texas Ratio: 2.58%, Rocket MortgageRocket MortgageB+4.7 ★Texas Ratio: 18.17%, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Nocona, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nocona are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Nocona, Texas

Market share is the lender's share of all home loans closed in Nocona, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Nocona
115 Clay St, Nocona, TX 76255
A+5.0 ★Texas Ratio: 0.92%
Conventional 2 6.1% 100% $360,000 View
1 office in Nocona
105 E Highway 82, Nocona, TX 76255
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 3% 50% $135,000 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 3% 100% $205,000 View
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional 1 3% 100% $115,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+1 HELOCs
0% n/a View
8131 Gateway Dr, Argyle, TX 76226
A+5.0 ★Texas Ratio: 0.64%
HELOC 0
+1 HELOCs
0% n/a View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA, USDA 11 33.3% 100% $175,909 View
B+4.7 ★Texas Ratio: 18.17%
Conventional 5 15.2% 100% $159,000 View
CrossCountry Mortgage, LLC
Conventional, FHA 2 6.1% 100% $175,000
Mortgage Research Center
VA 2 6.1% 100% $165,000
Guaranteed Rate, Inc.
FHA 1 3% 100% $125,000
Nbkc Bank
Conventional 1 3% 100% $195,000
B+4.8 ★Texas Ratio: 17.16%
Conventional 1 3% 100% $365,000 View
A5.0 ★Texas Ratio: 9.93%
Conventional 1 3% 100% $65,000 View
Union Home Mortgage Corp.
FHA 1 3% 100% $185,000
Nfm, Inc
Conventional 1 3% 100% $165,000
New American Funding, LLC.
Conventional 1 3% 100% $105,000
Goprime Mortgage, Inc.
Conventional 1 3% 100% $535,000
Spring Eq, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Nocona, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Nocona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nocona in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Nocona, TX

Use these to narrow the list above. Each category shows how many Nocona, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Nocona, TX

Independent mortgage companies closed 78.8 percent of home loans in Nocona, Texas in 2025, banks 21.2 percent and credit unions 0 percent. Guild Mortgage Company was the largest mortgage company, Legend Bank, N.A. the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 2 loans.

78.8%
Mortgage companies
21.2%
Banks
0%
Credit unions
27%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Nocona, TX

Who is the largest mortgage lender in Nocona, TX?

By home loans closed in 2025, Legend Bank, N.A. was the largest mortgage lender in Nocona, Texas with 2 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Nocona, TX mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Nocona, Texas in 2025, led by Guild Mortgage Company with 6. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Nocona, TX lender list?

Yes. 7 banks and 2 credit unions closed home loans in Nocona, Texas in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Nocona, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Nocona, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nocona, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nocona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.