Mortgage Lenders and Brokers in New Ulm, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Ulm, Texas mortgage lenders include Industry State BankIndustry State BankNew Ulm, TX, Austin County State BankAustin County State Bank436 S Front St, Bellville, TX 77418A+5.0 ★Texas Ratio: 2.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Citizens State BankCitizens State Bank224 N Main St, Anton, TX 79313, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Ulm, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Ulm are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Ulm, Texas
Market share is the lender's share of all home loans closed in New Ulm, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Industry State Bank
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Conventional | 1 | 3.4% | 100% | $305,000 | |
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436 S Front St, Bellville, TX 77418 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 2 | 6.9% | 100% | $255,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 3.4% | 100% | $885,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 3.4% | 100% | $325,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 3.4% | 100% | $655,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 3.4% | 100% | $495,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 3.4% | 100% | $415,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 3.4% | 100% | $355,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 3.4% | 100% | $145,000 | View |
Stellar Bank
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Conventional, Jumbo | 1 | 3.4% | 100% | $1,005,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 10.3% | 100% | $468,333 | |
Cadence Bank
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Conventional, HELOC | 2 +1 HELOCs |
6.9% | 100% | $70,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, Jumbo | 2 | 6.9% | 40% | $695,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 6.9% | 100% | $385,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 6.9% | 100% | $540,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 6.9% | 100% | $130,000 | |
Affordable Mortgage Advisors
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VA | 1 | 3.4% | 100% | $565,000 | |
Kind Lending, LLC
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Conventional | 1 | 3.4% | 50% | $345,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 3.4% | 100% | $405,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 3.4% | 50% | $1,105,000 | |
21St Mortgage
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Conventional | 1 | 3.4% | 25% | $105,000 | |
ANECA Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Ulm Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Ulm, Texas
Looking for mortgage lenders near me or mortgage brokers near me in New Ulm? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Ulm in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Ulm, TX
Use these to narrow the list above. Each category shows how many New Ulm, TX lenders fit and what that kind of lender is usually best for.
Who Lends in New Ulm, TX
Independent mortgage companies closed 55.2 percent of home loans in New Ulm, Texas in 2025, banks 37.9 percent and credit unions 6.9 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Industry State Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Industry State Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Ulm, TX
By home loans closed in 2025, Industry State Bank was the largest mortgage lender in New Ulm, Texas with 1 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in New Ulm, Texas in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Ulm, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Ulm, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Ulm. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
