Mortgage Lenders and Brokers in Mountain City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain City, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Broadway National BankBroadway National Bank911 W 38th St, Austin, TX 78705A+5.0 ★Texas Ratio: 1.69%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX 78758A+5.0 ★Texas Ratio: 5.21%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Henderson Federal Savings BankHenderson Federal Savings Bank130 N Marshall St, Henderson, TX 75652A5.0 ★Texas Ratio: 10.16%, and American Bank of CommerceAmerican Bank of Commerce220 E 8th St, Austin, TX 78701A+5.0 ★Texas Ratio: 1.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain City, Texas
Market share is the lender's share of all home loans closed in Mountain City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo | 8 | 4.4% | 88.9% | $275,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 3 | 1.7% | 100% | $345,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 3 | 1.7% | 75% | $121,666 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.1% | 100% | $130,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 1.1% | 100% | $380,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,085,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.6% | 100% | $305,000 | |
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130 N Marshall St, Henderson, TX 75652 A5.0 ★Texas Ratio: 10.16% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48% |
Conventional, Jumbo | 1 | 0.6% | 100% | $5,505,000 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.6% | 50% | $355,000 | View |
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10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 50% | $385,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $785,000 | View |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Brightland Mortgage Services, Ltd.
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Conventional, FHA, VA | 30 | 16.6% | 100% | $411,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 15 | 8.3% | 100% | $392,333 | |
Network Funding, L.P.
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Conventional | 8 | 4.4% | 81.8% | $263,750 | |
Southern Lending Services, Ltd.
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Conventional, VA | 6 | 3.3% | 100% | $426,666 | |
First Continental Mortgage, Ltd.
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Conventional | 2 | 1.1% | 100% | $480,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.6% | 100% | $495,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Nfm, Inc
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Conventional, FHA, VA | 35 | 19.3% | 100% | $313,857 | |
Cmg Mortgage Inc
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Conventional, FHA | 11 | 6.1% | 100% | $456,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 2.2% | 100% | $390,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 2.2% | 80% | $412,500 | View |
Mortgage Research Center
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VA | 3 | 1.7% | 75% | $515,000 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 1.7% | 100% | $378,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.7% | 100% | $615,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 1.7% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 1.1% | 33.3% | $535,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 1.1% | 100% | $455,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 100% | $115,000 | |
PFN Lending Group, Inc.
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Conventional | 2 | 1.1% | 100% | $470,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $665,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $335,000 | View |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $585,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $155,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $465,000 |
Mountain City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Mountain City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain City, TX
Use these to narrow the list above. Each category shows how many Mountain City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain City, TX
Independent mortgage companies closed 85.1 percent of home loans in Mountain City, Texas in 2025, banks 6.1 percent and credit unions 8.8 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Broadway National Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain City, TX
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Mountain City, Texas with 8 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Mountain City, Texas in 2025, led by Nfm, Inc with 21. 10 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 7 credit unions closed home loans in Mountain City, Texas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
