Mortgage Lenders and Brokers in Mount Pleasant, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Pleasant, Texas mortgage lenders include Pilgrim BankPilgrim Bank112 W 16th St, Mount Pleasant, TX 75455A+5.0 ★Texas Ratio: 1.04%, Glacier BankGlacier Bank2317 S Jefferson Ave, Mount Pleasant, TX 75455A+5.0 ★Texas Ratio: 1.87%, Verabank,N.A.Verabank,N.A.302 N Jefferson Ave, Mount Pleasant, TX 75455A+5.0 ★Texas Ratio: 5.54%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Alliance BankAlliance Bank9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Pleasant, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Pleasant are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Pleasant, Texas
Market share is the lender's share of all home loans closed in Mount Pleasant, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Mount Pleasant 112 W 16th St, Mount Pleasant, TX 75455 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 15 | 8.5% | 85% | $115,666 | View |
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3 offices in Mount Pleasant 2317 S Jefferson Ave, Mount Pleasant, TX 75455 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 4 | 2.3% | 100% | $202,500 | View |
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302 N Jefferson Ave, Mount Pleasant, TX 75455 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 7 | 4% | 61.5% | $222,142 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 4 | 2.3% | 100% | $80,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 4 | 2.3% | 100% | $212,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $165,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 2 | 1.1% | 100% | $520,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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209 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.6% | 50% | $225,000 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA | 19 | 10.7% | 91.3% | $166,052 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 11 | 6.2% | 100% | $288,636 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 11 | 6.2% | 100% | $206,818 | View |
East Texas Professional C.U.
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Conventional | 4 | 2.3% | 50% | $230,000 | |
Cypress Bank State Savings Bank
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Conventional | 2 | 1.1% | 50% | $205,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 12 | 6.8% | 80% | $190,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 9 | 5.1% | 100% | $198,333 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 3.4% | 100% | $248,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.8% | 62.5% | $175,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 66.7% | $321,000 | |
T2 Financial LLC
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Conventional, FHA | 5 | 2.8% | 83.3% | $233,000 | |
21St Mortgage
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Conventional | 5 | 2.8% | 55.6% | $127,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.7% | 80% | $188,333 | |
Mortgage Financial Services
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Conventional, USDA | 3 | 1.7% | 100% | $305,000 | |
Mortgage Research Center
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VA | 3 | 1.7% | 75% | $321,666 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.1% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.1% | 100% | $210,000 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $120,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 66.7% | $235,000 | |
Nbkc Bank
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VA | 1 | 0.6% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.6% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.6% | 100% | $125,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Nations Lending Corporation
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FHA | 1 | 0.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 50% | $115,000 | View |
Great Plains National Bank
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $455,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 50% | $55,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 50% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 16.7% | $65,000 |
Mount Pleasant Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Pleasant, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Mount Pleasant? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Pleasant in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Pleasant, TX
Use these to narrow the list above. Each category shows how many Mount Pleasant, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Pleasant, TX
Independent mortgage companies closed 56.5 percent of home loans in Mount Pleasant, Texas in 2025, banks 39 percent and credit unions 4.5 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Pilgrim Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Pilgrim Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Pleasant, TX
By home loans closed in 2025, Pilgrim Bank was the largest mortgage lender in Mount Pleasant, Texas with 15 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Mount Pleasant, Texas in 2025, led by Efinity Financial LLC with 7. 10 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Mount Pleasant, Texas in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Pleasant, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Pleasant, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Pleasant. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
