Mortgage Lenders and Brokers in Mineral Wells, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mineral Wells, Texas mortgage lenders include Clear Fork Bank N.A.Clear Fork Bank N.A.1031 E Hubbard St, Mineral Wells, TX 76067A+5.0 ★Texas Ratio: 3.56%, First Financial BankFirst Financial Bank1800 E Hubbard St, Mineral Wells, TX 76067A+5.0 ★Texas Ratio: 3.74%, Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas101 Se 1st St, Mineral Wells, TX 76067A+5.0 ★Texas Ratio: 2.19%, Simmons BankSimmons Bank701 E Hubbard St, Mineral Wells, TX 76067A+5.0 ★Texas Ratio: 5.33%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineral Wells, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineral Wells are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineral Wells, Texas
Market share is the lender's share of all home loans closed in Mineral Wells, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mineral Wells 1031 E Hubbard St, Mineral Wells, TX 76067 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo | 53 | 11.3% | 98.1% | $216,698 | View |
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1 office in Mineral Wells 1800 E Hubbard St, Mineral Wells, TX 76067 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, HELOC | 26 +9 HELOCs |
5.6% | 83.9% | $158,846 | View |
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1 office in Mineral Wells 101 Se 1st St, Mineral Wells, TX 76067 A+5.0 ★Texas Ratio: 2.19% |
Conventional, VA | 9 | 1.9% | 100% | $186,111 | View |
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1 office in Mineral Wells 701 E Hubbard St, Mineral Wells, TX 76067 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.7% | 100% | $390,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 7 +2 HELOCs |
1.5% | 77.8% | $142,142 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 71.4% | $185,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.6% | 100% | $321,666 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, USDA | 3 | 0.6% | 100% | $248,333 | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $135,000 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.4% | 100% | $190,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional | 2 | 0.4% | 100% | $240,000 | |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 2 | 0.4% | 50% | $80,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.2% | 100% | $355,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,115,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 0.2% | 100% | $455,000 | |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA, VA | 7 | 1.5% | 87.5% | $263,571 | |
Commercial Bank of Texas, NA
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Conventional, FHA, VA | 7 | 1.5% | 100% | $289,285 | |
Sfmc, LP
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Conventional, FHA, VA | 6 | 1.3% | 100% | $418,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 5 | 1.1% | 100% | $313,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 60% | $241,666 | |
Network Funding, L.P.
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Conventional | 2 | 0.4% | 100% | $125,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.4% | 100% | $555,000 | |
Capital Concepts Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Members Trust of the SWFCU
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $465,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.2% | 100% | $185,000 | |
Gardner Financial Services
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USDA | 1 | 0.2% | 100% | $245,000 | |
The First National Bank of Gra
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Red Diamond Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 47 | 10% | 80% | $246,914 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 23 | 4.9% | 88.9% | $368,913 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 21 | 4.5% | 96.2% | $163,095 | View |
21St Mortgage
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Conventional | 15 | 3.2% | 51.6% | $127,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 2.8% | 81.2% | $258,076 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 12 | 2.6% | 100% | $228,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 1.7% | 75% | $355,000 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.5% | 72.7% | $326,428 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 7 | 1.5% | 77.8% | $272,142 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 6 | 1.3% | 100% | $226,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA, HELOC | 5 +1 HELOCs |
1.1% | 85.7% | $327,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 5 | 1.1% | 100% | $227,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.1% | 100% | $331,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.1% | 42.9% | $191,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 4 | 0.9% | 80% | $282,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.9% | 87.5% | $272,500 | |
Go Mortgage, LLC
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USDA | 4 | 0.9% | 100% | $190,000 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 4 | 0.9% | 100% | $267,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.9% | 100% | $387,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.9% | 44.4% | $230,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.9% | 88.9% | $445,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $258,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.6% | 100% | $138,333 | View |
Newrez LLC
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Conventional, FHA | 3 | 0.6% | 75% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.6% | 60% | $151,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 0.6% | 66.7% | $125,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.6% | 50% | $95,000 | View |
Mortgage Financial Services
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Conventional, FHA, VA | 3 | 0.6% | 100% | $321,666 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 0.6% | 100% | $495,000 | |
Arc Home LLC
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Conventional | 2 | 0.4% | 66.7% | $445,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 66.7% | $180,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 0.4% | 100% | $310,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 66.7% | $340,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $545,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $95,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $460,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.4% | 100% | $425,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.4% | 100% | $565,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 66.7% | $130,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $510,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 0.2% | 100% | $165,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $505,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Altitude Financial Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Mortgage Lenders Investment Tr
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $445,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 50% | $215,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $365,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 42.9% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Mason-McDuffie Mortgage Corporation
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USDA | 1 | 0.2% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 50% | $245,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mineral Wells Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineral Wells, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Mineral Wells? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineral Wells in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineral Wells, TX
Use these to narrow the list above. Each category shows how many Mineral Wells, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Mineral Wells, TX
Independent mortgage companies closed 63.9 percent of home loans in Mineral Wells, Texas in 2025, banks 32.5 percent and credit unions 3.6 percent. Everett Financial, Inc. was the largest mortgage company, Clear Fork Bank N.A. the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Clear Fork Bank N.A. led with 53 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineral Wells, TX
By home loans closed in 2025, Clear Fork Bank N.A. was the largest mortgage lender in Mineral Wells, Texas with 53 loans, about 11.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mineral Wells, Texas, Clear Fork Bank N.A. approved the highest share of completed applications in 2025 at 98.1 percent, against a 83.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Mineral Wells, Texas in 2025, led by Rocket Mortgage with 10. 31 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 7 credit unions closed home loans in Mineral Wells, Texas in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineral Wells, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineral Wells, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineral Wells. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
