Mortgage Lenders and Brokers in Lufkin, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lufkin, Texas mortgage lenders include Regions BankRegions Bank221 S 2nd St, Lufkin, TX 75901A+5.0 ★Texas Ratio: 4.37%, Southside BankSouthside Bank541 S Timberland Dr, Lufkin, TX 75901A+5.0 ★Texas Ratio: 0.90%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association2000 S John Redditt Dr, Lufkin, TX 75904A+5.0 ★Texas Ratio: 3.34%, BOM BankBOM Bank4100 S Medford Dr, Lufkin, TX 75901A5.0 ★Texas Ratio: 6.40%, UbankUbank403 S Chestnut St, Lufkin, TX 75901A5.0 ★Texas Ratio: 6.23%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville704 S John Redditt Dr, Lufkin, TX 75904A5.0 ★Texas Ratio: 12.30%, First National Bank TexasFirst National Bank Texas2500 Daniel Mccall Dr, Lufkin, TX 75904A4.7 ★Texas Ratio: 3.20%, Genco Federal Credit UnionGenco Federal Credit Union1402 S John Redditt Dr, Lufkin, TX 75904 4826A+5.0 ★Texas Ratio: 0.63%, Verabank,N.A.Verabank,N.A.415 S 1st St, Lufkin, TX 75901A+5.0 ★Texas Ratio: 5.54%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lufkin, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lufkin are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lufkin, Texas
Market share is the lender's share of all home loans closed in Lufkin, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Lufkin 221 S 2nd St, Lufkin, TX 75901 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
4.8% | 54.1% | $144,473 | View |
|
3 offices in Lufkin 541 S Timberland Dr, Lufkin, TX 75901 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 19 | 4.8% | 67.9% | $191,315 | View |
|
1 office in Lufkin 2000 S John Redditt Dr, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 1.3% | 83.3% | $193,000 | View |
|
2 offices in Lufkin 4100 S Medford Dr, Lufkin, TX 75901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 0.5% | 100% | $320,000 | View |
|
2 offices in Lufkin 403 S Chestnut St, Lufkin, TX 75901 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 0.5% | 66.7% | $205,000 | View |
|
1 office in Lufkin 704 S John Redditt Dr, Lufkin, TX 75904 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
|
1 office in Lufkin 2500 Daniel Mccall Dr, Lufkin, TX 75904 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
1402 S John Redditt Dr, Lufkin, TX 75904 4826 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 7 | 1.8% | 46.7% | $139,285 | View |
|
415 S 1st St, Lufkin, TX 75901 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 3 | 0.8% | 100% | $175,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $155,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 2 | 0.5% | 100% | $205,000 | |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 1 | 0.3% | 100% | $125,000 | |
|
825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
|
701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
|
Conventional, FHA | 35 | 8.9% | 94.6% | $202,142 | |
Commercial Bank of Texas, NA
|
Conventional, FHA | 31 | 7.9% | 82.5% | $235,645 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 12 | 3.1% | 100% | $215,000 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 2% | 80% | $148,750 | |
Primelending
|
Conventional, VA | 2 | 0.5% | 100% | $290,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 0.5% | 100% | $200,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
East Texas Professional C.U.
|
Conventional | 1 | 0.3% | 25% | $55,000 | |
American Homestar Mortgage, LLC
|
FHA | 1 | 0.3% | 50% | $15,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.3% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
Gardner Financial Services
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 30 | 7.7% | 68.2% | $170,666 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 18 | 4.6% | 78.3% | $250,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 17 | 4.3% | 85.7% | $233,235 | |
VanDyk Mortgage Corporation
|
Conventional, FHA, VA | 14 | 3.6% | 100% | $220,714 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 9 | 2.3% | 100% | $140,555 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 8 | 2% | 67.9% | $126,250 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 8 | 2% | 100% | $107,500 | View |
Cadence Bank
|
Conventional, HELOC | 7 +5 HELOCs |
1.8% | 63.6% | $300,714 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 1.8% | 87.5% | $205,000 | |
21St Mortgage
|
Conventional | 6 | 1.5% | 42.9% | $121,666 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA, USDA | 6 | 1.5% | 100% | $298,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 1.3% | 77.8% | $293,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 5 | 1.3% | 75% | $365,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 1.3% | 31.6% | $87,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA | 4 | 1% | 100% | $242,500 | View |
Mortgage Financial Services
|
Conventional, FHA | 4 | 1% | 100% | $190,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1% | 100% | $262,500 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.8% | 100% | $115,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 3 | 0.8% | 75% | $221,666 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $165,000 | |
Village Capital & Investment
|
VA | 3 | 0.8% | 100% | $391,666 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA, VA | 2 | 0.5% | 100% | $225,000 | |
PHH Mortgage Corporation
|
FHA, VA | 2 | 0.5% | 100% | $245,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $180,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.5% | 100% | $175,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.5% | 100% | $245,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.3% | 100% | $115,000 | |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.3% | 100% | $235,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 66.7% | $335,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 100% | $145,000 | |
Newrez LLC
|
Conventional | 1 | 0.3% | 33.3% | $305,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.3% | 100% | $155,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 50% | $165,000 | View |
|
A+4.9 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Ahl Funding
|
FHA | 1 | 0.3% | 100% | $265,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
ClearPath Lending
|
VA | 1 | 0.3% | 100% | $225,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Wright Patt Credit Union Inc
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 50% | $215,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $95,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Sabine State Bank and Trust Company
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 |
Lufkin Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lufkin, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lufkin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lufkin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lufkin, TX
Use these to narrow the list above. Each category shows how many Lufkin, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lufkin, TX
Independent mortgage companies closed 65.6 percent of home loans in Lufkin, Texas in 2025, banks 29.3 percent and credit unions 5.1 percent. Everett Financial, Inc. was the largest mortgage company, Regions Bank the largest bank and Genco Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Southside Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lufkin, TX
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Lufkin, Texas with 19 loans, about 4.8 percent of the market. The largest lender headquartered in Texas was Southside Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Lufkin, Texas in 2025, led by Right Start Mortgage, Inc with 18. 20 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Lufkin, Texas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lufkin, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lufkin, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lufkin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
