Mortgage Lenders and Brokers in Lucas, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lucas, Texas mortgage lenders include Bank of America NABank of America NA2690 W Lucas Rd, Lucas, TX 75002A+5.0 ★Texas Ratio: 4.14%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%, and Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lucas, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lucas are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lucas, Texas
Market share is the lender's share of all home loans closed in Lucas, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lucas 2690 W Lucas Rd, Lucas, TX 75002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.2% | 100% | $1,275,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 7 +2 HELOCs |
8.8% | 100% | $409,285 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 8.8% | 87.5% | $1,119,285 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 2 | 2.5% | 100% | $535,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 2.5% | 100% | $955,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $55,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $355,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,185,000 | View |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 1 | 1.2% | 100% | $605,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,475,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,065,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,085,000 | View |
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45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional, Jumbo | 1 | 1.2% | 100% | $6,405,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 1.2% | 50% | $985,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 1.2% | 100% | $305,000 | |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,405,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Certified Funding, L.P.
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Conventional | 3 | 3.8% | 75% | $238,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.5% | 100% | $425,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $805,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,205,000 | |
Sfmc, LP
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Conventional | 1 | 1.2% | 100% | $585,000 | |
Network Funding, L.P.
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Conventional | 1 | 1.2% | 100% | $475,000 | |
Commercial Bank of Texas, NA
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Conventional, Jumbo | 1 | 1.2% | 100% | $965,000 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
3.8% | 100% | $1,958,333 | |
United Wholesale Mortgage
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Conventional | 3 | 3.8% | 100% | $651,666 | |
Kind Lending, LLC
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Conventional | 3 | 3.8% | 100% | $768,333 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 3.8% | 75% | $735,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 3 | 3.8% | 100% | $868,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, Jumbo | 2 | 2.5% | 66.7% | $855,000 | View |
Canopy Mortgage, LLC
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Conventional, Jumbo | 2 | 2.5% | 100% | $1,350,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 2.5% | 100% | $755,000 | |
Spring Eq, LLC
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Conventional | 2 | 2.5% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 50% | $905,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,105,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,155,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $635,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1.2% | 100% | $805,000 | View |
Discover Bank
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Conventional | 1 | 1.2% | 33.3% | $305,000 | |
JMJ Financial Group Inc.
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VA, Jumbo | 1 | 1.2% | 100% | $1,265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.2% | 100% | $555,000 | |
Nfm, Inc
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Conventional | 1 | 1.2% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,615,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,405,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.2% | 100% | $805,000 | |
Fairway Independent Mort Corp
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VA, Jumbo | 1 | 1.2% | 100% | $2,105,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 1.2% | 100% | $935,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lucas Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lucas, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lucas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lucas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lucas, TX
Use these to narrow the list above. Each category shows how many Lucas, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lucas, TX
Independent mortgage companies closed 50 percent of home loans in Lucas, Texas in 2025, banks 38.8 percent and credit unions 11.2 percent. Certified Funding, L.P. was the largest mortgage company, Bank of America NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lucas, TX
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Lucas, Texas with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Texas was Randolph-Brooks Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 4 credit unions closed home loans in Lucas, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lucas, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lucas, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lucas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
