Mortgage Lenders and Brokers in Liberty, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Liberty, Texas mortgage lenders include First Liberty BankFirst Liberty Bank1900 Sam Houston St, Liberty, TX 77575A+5.0 ★Texas Ratio: 2.73%, Prosperity BankProsperity Bank520 Main St, Liberty, TX 77575A+5.0 ★Texas Ratio: 1.58%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Space City Credit UnionSpace City Credit Union216 Lakeview Dr, Clute, TX 77531, Southwest Financial Federal Credit UnionSouthwest Financial Federal Credit Union1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024A+5.0 ★Texas Ratio: 0.59%, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, and First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Liberty, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Liberty are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Liberty, Texas
Market share is the lender's share of all home loans closed in Liberty, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Liberty 1900 Sam Houston St, Liberty, TX 77575 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 13 | 8.6% | 65.2% | $229,615 | View |
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★ 1 stars, 1 review 1 office in Liberty 520 Main St, Liberty, TX 77575 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 3 | 2% | 60% | $178,333 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.7% | 100% | $135,000 | |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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216 Lakeview Dr, Clute, TX 77531 |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.7% | 25% | $95,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.7% | 100% | $35,000 | |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 4.6% | 100% | $265,000 | |
Primelending
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Conventional, FHA | 4 | 2.6% | 80% | $102,500 | |
Click n' Close, Inc.
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Conventional, USDA | 3 | 2% | 100% | $208,333 | |
Nationstar Mortgage
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Conventional | 3 | 2% | 75% | $155,000 | |
Capital Concepts Inc
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Conventional | 2 | 1.3% | 100% | $170,000 | |
Interlinc Mortgage Services, LLC
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VA | 1 | 0.7% | 100% | $205,000 | |
Wagon Hill Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $145,000 | |
Community Resource Credit Unio
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Southwest Funding LP
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VA | 1 | 0.7% | 100% | $245,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 12 | 7.9% | 66.7% | $210,833 | View |
21St Mortgage
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Conventional | 11 | 7.2% | 40.7% | $124,090 | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 5.3% | 80% | $300,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 6 | 3.9% | 100% | $240,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 3.9% | 23.1% | $96,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 5 | 3.3% | 45.5% | $121,000 | View |
Mortgage Research Center
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FHA, VA | 5 | 3.3% | 83.3% | $285,000 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 2% | 75% | $235,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2% | 75% | $158,333 | |
PHH Mortgage Corporation
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Conventional | 3 | 2% | 100% | $178,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.3% | 100% | $215,000 | View |
Equity Prime Mortgage LLC
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VA | 2 | 1.3% | 100% | $295,000 | |
Movement Mortgage, LLC
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FHA | 2 | 1.3% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 1.3% | 100% | $240,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.3% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.3% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 100% | $150,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.3% | 66.7% | $220,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.3% | 100% | $245,000 | |
Cadence Bank
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Conventional | 1 | 0.7% | 100% | $245,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
Goodleap, LLC
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 50% | $255,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.7% | 66.7% | $445,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $295,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.7% | 100% | $415,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.7% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.7% | 75% | $95,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 50% | $175,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.7% | 75% | $195,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $265,000 |
Liberty Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Liberty, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Liberty? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Liberty in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Liberty, TX
Use these to narrow the list above. Each category shows how many Liberty, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Liberty, TX
Independent mortgage companies closed 76.3 percent of home loans in Liberty, Texas in 2025, banks 17.1 percent and credit unions 6.6 percent. Everett Financial, Inc. was the largest mortgage company, First Liberty Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, First Liberty Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Liberty, TX
By home loans closed in 2025, First Liberty Bank was the largest mortgage lender in Liberty, Texas with 13 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Liberty, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 5. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 10 credit unions closed home loans in Liberty, Texas in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Liberty, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Liberty, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Liberty. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
