Mortgage Lenders and Brokers in Lake Brownwood, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Brownwood, Texas mortgage lenders include City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, Coleman County State BankColeman County State Bank836 E Ambler Ave, Abilene, TX 79601A+5.0 ★Texas Ratio: 0.33%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%, Texas Tech Federal Credit UnionTexas Tech Federal Credit Union4001 Catclaw Dr, Abilene, TX 79606, Community National BankCommunity National Bank17855 Dallas Pkwy, Dallas, TX 75287A5.0 ★Texas Ratio: 9.02%, PrimelendingPrimelendingDallas, TX, Servis One, IncServis One, IncIrving, TX, Encompass Lending Group, L.P.Encompass Lending Group, L.P.Katy, TX, and Complex Community Federal CUComplex Community Federal CUOdessa, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Brownwood, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Brownwood are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Brownwood, Texas
Market share is the lender's share of all home loans closed in Lake Brownwood, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, VA | 2 | 4.8% | 100% | $415,000 | View |
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836 E Ambler Ave, Abilene, TX 79601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 2.4% | 100% | $325,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 2.4% | 100% | $135,000 | View |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 2.4% | 66.7% | $35,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 2.4% | 100% | $165,000 | |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 2.4% | 100% | $315,000 | View |
Primelending
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FHA | 1 | 2.4% | 100% | $265,000 | |
Servis One, Inc
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VA | 1 | 2.4% | 100% | $115,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 2.4% | 100% | $65,000 | |
Complex Community Federal CU
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Conventional | 1 | 2.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 4 | 9.5% | 100% | $110,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 9.5% | 57.1% | $215,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 7.1% | 100% | $161,666 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 4.8% | 50% | $190,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 4.8% | 100% | $260,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 4.8% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 4.8% | 100% | $395,000 | |
21St Mortgage
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Conventional | 2 | 4.8% | 40% | $140,000 | |
Cadence Bank
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Conventional | 1 | 2.4% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional | 1 | 2.4% | 100% | $205,000 | |
Newrez LLC
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Conventional | 1 | 2.4% | 100% | $525,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.4% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2.4% | 20% | $105,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 2.4% | 100% | $135,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 2.4% | 100% | $135,000 | |
Mortgage Financial Services
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FHA | 1 | 2.4% | 100% | $215,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 2.4% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.4% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Brownwood Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Brownwood, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lake Brownwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Brownwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Brownwood, TX
Use these to narrow the list above. Each category shows how many Lake Brownwood, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Brownwood, TX
Independent mortgage companies closed 64.3 percent of home loans in Lake Brownwood, Texas in 2025, banks 28.6 percent and credit unions 7.1 percent. Servis One, Inc was the largest mortgage company, City Bank the largest bank and First Central Credit Union the largest credit union. Among lenders headquartered in Texas, City Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Brownwood, TX
By home loans closed in 2025, City Bank was the largest mortgage lender in Lake Brownwood, Texas with 2 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Lake Brownwood, Texas in 2025, led by American Mortgage Bank with 2. 6 lenders closed VA loans, led by City Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Lake Brownwood, Texas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Brownwood, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Brownwood, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Brownwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
