Mortgage Lenders and Brokers in Ladonia, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Ladonia, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas2109 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 2.19%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Certified Funding, L.P.Certified Funding, L.P.Dallas, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ladonia, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ladonia are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ladonia, Texas
Market share is the lender's share of all home loans closed in Ladonia, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 2 | 4.9% | 100% | $55,000 | View |
|
110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 2.4% | 100% | $385,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.4% | 50% | $75,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 2.4% | 100% | $175,000 | |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2.4% | 100% | $85,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.4% | 100% | $435,000 | View |
|
2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 2.4% | 100% | $105,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 2.4% | 100% | $255,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Certified Funding, L.P.
|
Conventional | 1 | 2.4% | 100% | $105,000 | |
21St Mortgage
|
Conventional | 5 | 12.2% | 71.4% | $111,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 4 | 9.8% | 100% | $357,500 | View |
American Portfolio Mortgage Corporation
|
Conventional, VA | 3 | 7.3% | 100% | $405,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 2 | 4.9% | 60% | $260,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 4.9% | 50% | $100,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.4% | 100% | $665,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 2.4% | 100% | $255,000 | |
Goodleap, LLC
|
Conventional | 1 | 2.4% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 2.4% | 100% | $375,000 | View |
Watermark Capital, Inc.
|
Conventional | 1 | 2.4% | 100% | $365,000 | |
loanDepot.com LLC
|
Conventional | 1 | 2.4% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 2.4% | 100% | $265,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 2.4% | 100% | $255,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 2.4% | 100% | $175,000 | |
Mortgage Financial Services
|
USDA | 1 | 2.4% | 100% | $225,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 2.4% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 2.4% | 100% | $145,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 2.4% | 100% | $105,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 2.4% | 100% | $55,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 2.4% | 100% | $555,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Ladonia Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ladonia, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Ladonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ladonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ladonia, TX
Use these to narrow the list above. Each category shows how many Ladonia, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Ladonia, TX
Independent mortgage companies closed 75.6 percent of home loans in Ladonia, Texas in 2025, banks 22 percent and credit unions 2.4 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ladonia, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Ladonia, Texas with 2 loans, about 4.9 percent of the market. The largest lender headquartered in Texas was Legend Bank, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Ladonia, Texas in 2025, led by Nations Direct Mortgage, LLC with 1. 4 lenders closed VA loans, led by American Portfolio Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Ladonia, Texas in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ladonia, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ladonia, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ladonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
