Mortgage Lenders and Brokers in LaCoste, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
LaCoste, Texas mortgage lenders include Castroville State BankCastroville State Bank115 County Road 4718, Castroville, TX 78009A+5.0 ★Texas Ratio: 1.81%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Alliance Credit UnionAlliance Credit Union9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, and Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in LaCoste, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in LaCoste are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in LaCoste, Texas
Market share is the lender's share of all home loans closed in LaCoste, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
115 County Road 4718, Castroville, TX 78009 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 9 | 8.3% | 52.9% | $338,333 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 4 +1 HELOCs |
3.7% | 71.4% | $170,000 | View |
|
★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +2 HELOCs |
2.8% | 100% | $111,666 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA | 2 | 1.8% | 100% | $195,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA | 2 | 1.8% | 100% | $595,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $25,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
VA | 1 | 0.9% | 100% | $455,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.9% | 100% | $255,000 | |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
|
610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.9% | 50% | $225,000 | View |
|
5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
|
1100 NW Loop 410 Ste 101, Castle Hills, TX 78213 2263 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
|
114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directions Equity, LLC
|
FHA, VA | 5 | 4.6% | 85.7% | $363,000 | |
Primelending
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.9% | 50% | $125,000 | |
Wagon Hill Home Loans LLC
|
Conventional | 1 | 0.9% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.9% | 100% | $165,000 | View |
Priority Home Mortgage, L.P.
|
Conventional | 1 | 0.9% | 100% | $625,000 | |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.9% | 50% | $415,000 | |
Southwest Funding LP
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
21St Mortgage
|
Conventional | 11 | 10.1% | 48% | $153,181 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 5.5% | 66.7% | $193,333 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 5 | 4.6% | 71.4% | $231,000 | View |
Guaranteed Rate, Inc.
|
VA | 4 | 3.7% | 80% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 3.7% | 100% | $285,000 | View |
Mortgage Research Center
|
VA, Jumbo | 4 | 3.7% | 100% | $470,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 3 | 2.8% | 100% | $255,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1.8% | 66.7% | $340,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 1.8% | 100% | $225,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA, VA | 2 | 1.8% | 100% | $405,000 | View |
Cmg Mortgage Inc
|
FHA, USDA | 2 | 1.8% | 100% | $125,000 | |
Mortgage Financial Services
|
VA, USDA | 2 | 1.8% | 100% | $490,000 | |
Das Acquisition Company, LLC
|
FHA | 2 | 1.8% | 100% | $155,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.8% | 100% | $95,000 | |
Premier Mortgage Resources, LLC
|
VA | 1 | 0.9% | 100% | $265,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.9% | 50% | $185,000 | |
TruHome Solutions, LLC
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.9% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.9% | 58.8% | $155,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.9% | 100% | $445,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 0.9% | 100% | $245,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.9% | 100% | $85,000 | |
United Built Homes, LLC
|
Conventional | 1 | 0.9% | 50% | $385,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.9% | 100% | $605,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.9% | 50% | $225,000 | |
V.I.P. Mortgage, Inc.
|
VA, Jumbo | 1 | 0.9% | 100% | $875,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $235,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.9% | 100% | $185,000 | |
Village Capital & Investment
|
VA | 1 | 0.9% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
LaCoste Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in LaCoste, Texas
Looking for mortgage lenders near me or mortgage brokers near me in LaCoste? The list below shows the banks, credit unions and mortgage brokers that closed home loans in LaCoste in 2025, with lenders based there listed first.
Types of Mortgage Lenders in LaCoste, TX
Use these to narrow the list above. Each category shows how many LaCoste, TX lenders fit and what that kind of lender is usually best for.
Who Lends in LaCoste, TX
Independent mortgage companies closed 72.5 percent of home loans in LaCoste, Texas in 2025, banks 17.4 percent and credit unions 10.1 percent. Pilgrim Mortgage LLC was the largest mortgage company, Castroville State Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Castroville State Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in LaCoste, TX
By home loans closed in 2025, Castroville State Bank was the largest mortgage lender in LaCoste, Texas with 9 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in LaCoste, Texas in 2025, led by United Wholesale Mortgage with 2. 16 lenders closed VA loans, led by Directions Equity, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 7 credit unions closed home loans in LaCoste, Texas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in LaCoste, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in LaCoste, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up LaCoste. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
