Mortgage Lenders and Brokers in Kingsland, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingsland, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co311 Ranch Road 2900, Kingsland, TX 78639A5.0 ★Texas Ratio: 10.43%, Prosperity BankProsperity Bank1801 W Ranch Road 1431, Kingsland, TX 78639A+5.0 ★Texas Ratio: 1.58%, Security State Bank & TrustSecurity State Bank & Trust204 Ranch Road 2900, Kingsland, TX 78639A-5.0 ★Texas Ratio: 14.71%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, LibertyOne Credit UnionLibertyOne Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 8.30%, and R BankR Bank360 E Highway 29, Bertram, TX 78605A5.0 ★Texas Ratio: 13.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingsland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingsland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingsland, Texas
Market share is the lender's share of all home loans closed in Kingsland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kingsland 311 Ranch Road 2900, Kingsland, TX 78639 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 7 | 5.4% | 87.5% | $216,428 | View |
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★ 1 stars, 1 review 1 office in Kingsland 1801 W Ranch Road 1431, Kingsland, TX 78639 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 2.3% | 75% | $288,333 | View |
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1 office in Kingsland 204 Ranch Road 2900, Kingsland, TX 78639 A-5.0 ★Texas Ratio: 14.71% |
FHA | 1 | 0.8% | 100% | $225,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, VA | 3 | 2.3% | 100% | $318,333 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,275,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
FHA | 1 | 0.8% | 100% | $235,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,005,000 | |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,595,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
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4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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4206 College Hills Blvd, San Angelo, TX 76904 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,295,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.8% | 100% | $345,000 | View |
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1108 Main St, Blanco, TX 78606 A+5.0 ★Texas Ratio: 3.88% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,355,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,575,000 | View |
Gardner Financial Services
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Conventional | 2 | 1.5% | 100% | $520,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.8% | 100% | $645,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,405,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.8% | 100% | $785,000 | |
Nationstar Mortgage
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VA | 1 | 0.8% | 100% | $235,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 7.7% | 90.9% | $330,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 8 | 6.2% | 61.5% | $125,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 5 +1 HELOCs |
3.8% | 100% | $241,000 | |
Mortgage Research Center
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VA | 5 | 3.8% | 100% | $361,000 | |
21St Mortgage
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Conventional | 5 | 3.8% | 36.8% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 3.1% | 55.6% | $110,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 3.1% | 57.1% | $80,000 | |
Cadence Bank
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Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
2.3% | 75% | $1,255,000 | |
Newrez LLC
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Conventional | 3 | 2.3% | 75% | $291,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 2.3% | 100% | $191,666 | View |
Better Mortgage Corporation
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Conventional, FHA | 3 | 2.3% | 100% | $158,333 | |
loanDepot.com LLC
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Conventional | 2 | 1.5% | 100% | $95,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 1.5% | 100% | $845,000 | View |
The Loan Store, Inc
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Conventional, FHA | 2 | 1.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.5% | 100% | $205,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.8% | 100% | $755,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.8% | 100% | $745,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.8% | 100% | $385,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.8% | 100% | $765,000 | |
Valley West Corporation
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FHA | 1 | 0.8% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.8% | 100% | $285,000 | |
Mortgage Financial Services
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FHA | 1 | 0.8% | 100% | $255,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.8% | 100% | $305,000 | |
Land Home Financial Services,
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FHA | 1 | 0.8% | 100% | $165,000 | |
T2 Financial LLC
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Conventional | 1 | 0.8% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $145,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 50% | $85,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $655,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $785,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,145,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 50% | $235,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.8% | 100% | $425,000 | |
Loan Simple, Inc.
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Conventional | 1 | 0.8% | 100% | $255,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.8% | 20% | $85,000 |
Kingsland Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingsland, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Kingsland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingsland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingsland, TX
Use these to narrow the list above. Each category shows how many Kingsland, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Kingsland, TX
Independent mortgage companies closed 66.9 percent of home loans in Kingsland, Texas in 2025, banks 27.7 percent and credit unions 5.4 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingsland, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Kingsland, Texas with 7 loans, about 5.4 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Kingsland, Texas in 2025, led by United Wholesale Mortgage with 3. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Kingsland, Texas in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingsland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingsland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingsland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
