Mortgage Lenders and Brokers in Kilgore, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kilgore, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association1006 Stone Rd, Kilgore, TX 75662A+5.0 ★Texas Ratio: 3.34%, Regions BankRegions Bank2107 State Highway 42 N, Kilgore, TX 75662A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.1200 N Kilgore St, Kilgore, TX 75662A+5.0 ★Texas Ratio: 4.24%, Verabank,N.A.Verabank,N.A.410 N Kilgore St, Kilgore, TX 75662A+5.0 ★Texas Ratio: 5.54%, Spring Hill State BankSpring Hill State Bank202 Hollybrook Dr, Longview, TX 75605A+5.0 ★Texas Ratio: 4.57%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC910 N Kilgore st, Kilgore, TX 75662A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kilgore, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kilgore are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kilgore, Texas
Market share is the lender's share of all home loans closed in Kilgore, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kilgore 1006 Stone Rd, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 14 | 4.6% | 100% | $203,571 | View |
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1 office in Kilgore 2107 State Highway 42 N, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 75% | $135,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Kilgore 1200 N Kilgore St, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $375,000 | View |
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410 N Kilgore St, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 11 | 3.6% | 78.6% | $126,818 | View |
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202 Hollybrook Dr, Longview, TX 75605 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 5 | 1.6% | 83.3% | $135,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 1.6% | 85.7% | $153,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 1.3% | 100% | $275,000 | |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 4 | 1.3% | 100% | $257,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $105,000 | View |
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910 N Kilgore st, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.7% | 100% | $160,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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130 N Marshall St, Henderson, TX 75652 A5.0 ★Texas Ratio: 10.16% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $185,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 50% | $415,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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910 N Kilgore st, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
East Texas Professional C.U.
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Conventional, Jumbo | 13 | 4.3% | 83.3% | $161,923 | |
Directions Equity, LLC
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FHA, VA | 3 | 1% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $208,333 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $145,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 2 | 0.7% | 100% | $205,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Sfmc, LP
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VA | 1 | 0.3% | 100% | $305,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 25% | $35,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 8.2% | 78.1% | $205,400 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 25 | 8.2% | 67.5% | $177,400 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 22 | 7.2% | 92.3% | $235,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 18 | 5.9% | 100% | $226,666 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 13 | 4.3% | 73.7% | $178,846 | View |
Mortgage Research Center
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VA | 11 | 3.6% | 100% | $251,363 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 8 | 2.6% | 80% | $111,250 | |
21St Mortgage
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Conventional | 8 | 2.6% | 38.1% | $136,250 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 6 | 2% | 100% | $196,666 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.6% | 100% | $219,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.6% | 32% | $127,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 1.3% | 66.7% | $215,000 | |
Newrez LLC
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FHA, VA | 4 | 1.3% | 50% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $240,000 | |
Summit Funding.Inc
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Conventional, FHA | 4 | 1.3% | 100% | $77,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $231,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1% | 100% | $255,000 | |
Cadence Bank
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Conventional, FHA | 2 | 0.7% | 100% | $165,000 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 100% | $210,000 | |
United Built Homes, LLC
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Conventional | 2 | 0.7% | 100% | $310,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.7% | 100% | $305,000 | |
T2 Financial LLC
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FHA | 2 | 0.7% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.7% | 100% | $305,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.7% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.7% | 50% | $145,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 100% | $5,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 100% | $185,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.3% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 33.3% | $175,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
USDA | 1 | 0.3% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Platinum Eagle Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $215,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.3% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 25% | $65,000 | View |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
Kilgore Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kilgore, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Kilgore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kilgore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kilgore, TX
Use these to narrow the list above. Each category shows how many Kilgore, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Kilgore, TX
Independent mortgage companies closed 62 percent of home loans in Kilgore, Texas in 2025, banks 21.3 percent and credit unions 16.7 percent. Everett Financial, Inc. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kilgore, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Kilgore, Texas with 14 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Kilgore, Texas in 2025, led by United Wholesale Mortgage with 12. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 10 credit unions closed home loans in Kilgore, Texas in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kilgore, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kilgore, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kilgore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
