Mortgage Lenders and Brokers in Jacksonville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jacksonville, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association1700 S Jackson St, Jacksonville, TX 75766A+5.0 ★Texas Ratio: 3.34%, Prosperity BankProsperity Bank203 Neches St, Jacksonville, TX 75766A+5.0 ★Texas Ratio: 1.58%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville300 Neches St, Jacksonville, TX 75766A5.0 ★Texas Ratio: 12.30%, Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Kelly Community FCUKelly Community FCU2105 W Grande Blvd, Tyler, TX 75703 0551A+5.0 ★Texas Ratio: 4.67%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and Nationstar MortgageNationstar MortgageCoppell, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksonville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jacksonville, Texas
Market share is the lender's share of all home loans closed in Jacksonville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jacksonville 1700 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 27 | 19.6% | 81.8% | $188,333 | View |
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★ 1 stars, 1 review 1 office in Jacksonville 203 Neches St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 6 | 4.3% | 70% | $96,666 | View |
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300 Neches St, Jacksonville, TX 75766 A5.0 ★Texas Ratio: 12.30% |
Conventional | 2 | 1.4% | 100% | $185,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 2 | 1.4% | 66.7% | $220,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.7% | 50% | $135,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $140,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0.7% | 50% | $115,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 33.3% | $95,000 | |
Ab Community Investment Company
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Conventional | 1 | 0.7% | 50% | $125,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 18 | 13% | 69.2% | $165,555 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 12.3% | 100% | $197,941 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 6 | 4.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 6 | 4.3% | 66.7% | $151,666 | View |
Mortgage Research Center
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VA, USDA | 5 | 3.6% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.9% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 2.9% | 80% | $157,500 | |
21St Mortgage
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Conventional | 3 | 2.2% | 30% | $68,333 | |
Guaranteed Rate, Inc.
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FHA | 2 | 1.4% | 100% | $165,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.4% | 75% | $160,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 1.4% | 100% | $115,000 | |
T2 Financial LLC
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Conventional | 2 | 1.4% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.4% | 100% | $185,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.4% | 100% | $305,000 | |
Cadence Bank
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $75,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $395,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 33.3% | $135,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 33.3% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.7% | 50% | $185,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.7% | 100% | $215,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $165,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.7% | 100% | $205,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 33.3% | $95,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $205,000 |
Jacksonville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jacksonville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Jacksonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jacksonville, TX
Use these to narrow the list above. Each category shows how many Jacksonville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Jacksonville, TX
Independent mortgage companies closed 59.4 percent of home loans in Jacksonville, Texas in 2025, banks 31.2 percent and credit unions 9.4 percent. Nationstar Mortgage was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Kelly Community FCU the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jacksonville, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Jacksonville, Texas with 27 loans, about 19.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Jacksonville, Texas in 2025, led by United Wholesale Mortgage with 10. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Jacksonville, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksonville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
