Mortgage Lenders and Brokers in Holly Lake Ranch, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holly Lake Ranch, Texas mortgage lenders include The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Origin BankOrigin Bank384 E Stacy Rd, Allen, TX 75002A5.0 ★Texas Ratio: 6.66%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Broadstreet BankBroadstreet Bank500 W Pine St, Edgewood, TX 75117B4.5 ★Texas Ratio: 21.09%, Veritex Community BankVeritex Community Bank3800 Matlock Rd, Arlington, TX 76015, and ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly Lake Ranch, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly Lake Ranch are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holly Lake Ranch, Texas
Market share is the lender's share of all home loans closed in Holly Lake Ranch, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 6 | 5.2% | 75% | $186,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 3.5% | 100% | $145,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 4 | 3.5% | 100% | $192,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 2.6% | 100% | $211,666 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 2 | 1.7% | 100% | $165,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 2 | 1.7% | 100% | $195,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional | 1 | 0.9% | 100% | $315,000 | |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.9% | 50% | $55,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.9% | 100% | $605,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
VA | 1 | 0.9% | 100% | $105,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 3 | 2.6% | 100% | $271,666 | |
Sfmc, LP
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Conventional, VA | 2 | 1.7% | 100% | $185,000 | |
Primelending
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VA | 1 | 0.9% | 100% | $275,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 15 | 13% | 100% | $195,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 7% | 100% | $203,750 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 6 | 5.2% | 100% | $206,666 | View |
Cmg Mortgage Inc
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Conventional, VA | 4 | 3.5% | 100% | $277,500 | |
Newrez LLC
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Conventional | 3 | 2.6% | 75% | $211,666 | |
21St Mortgage
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Conventional | 3 | 2.6% | 27.3% | $195,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.7% | 75% | $190,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 2 | 1.7% | 100% | $280,000 | |
T2 Financial LLC
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Conventional | 2 | 1.7% | 100% | $215,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 66.7% | $200,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.7% | 100% | $35,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
VA | 1 | 0.9% | 100% | $445,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 50% | $265,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.9% | 33.3% | $105,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
Discover Bank
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.9% | 100% | $585,000 | |
Lower, LLC
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VA | 1 | 0.9% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 25% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.9% | 100% | $495,000 | View |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $505,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holly Lake Ranch Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holly Lake Ranch, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Holly Lake Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly Lake Ranch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holly Lake Ranch, TX
Use these to narrow the list above. Each category shows how many Holly Lake Ranch, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Holly Lake Ranch, TX
Independent mortgage companies closed 65.2 percent of home loans in Holly Lake Ranch, Texas in 2025, banks 27.8 percent and credit unions 7 percent. Everett Financial, Inc. was the largest mortgage company, The City National Bank of Sulphur Springs the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holly Lake Ranch, TX
By home loans closed in 2025, The City National Bank of Sulphur Springs was the largest mortgage lender in Holly Lake Ranch, Texas with 6 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Holly Lake Ranch, Texas in 2025, led by United Wholesale Mortgage with 2. 16 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Holly Lake Ranch, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly Lake Ranch, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly Lake Ranch, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly Lake Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
