Mortgage Lenders and Brokers in Hillsboro, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsboro, Texas mortgage lenders include First National Bank TexasFirst National Bank Texas401 Coke Ave, Hillsboro, TX 76645A4.7 ★Texas Ratio: 3.20%, Wells Fargo Bank NAWells Fargo Bank NA1400 Corsicana Hwy, Hillsboro, TX 76645A+5.0 ★Texas Ratio: 5.36%, First National Bank of Central TexasFirst National Bank of Central Texas1298 Corsicana Highway, Hillsboro, TX 76645A+5.0 ★Texas Ratio: 0.97%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, and Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsboro, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsboro are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsboro, Texas
Market share is the lender's share of all home loans closed in Hillsboro, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hillsboro 401 Coke Ave, Hillsboro, TX 76645 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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1 office in Hillsboro 1400 Corsicana Hwy, Hillsboro, TX 76645 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $165,000 | View |
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1298 Corsicana Highway, Hillsboro, TX 76645 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 2.1% | 100% | $191,666 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 1.4% | 100% | $190,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 1.4% | 100% | $125,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA | 2 | 1.4% | 100% | $375,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.7% | 100% | $235,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0.7% | 100% | $175,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0.7% | 50% | $205,000 | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0.7% | 100% | $315,000 | View |
First National Bank of Bosque County
Highway 6 And Riverside Drive, Clifton, TX 76634 |
Conventional | 1 | 0.7% | 100% | $15,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.7% | 50% | $155,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $645,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA, VA | 3 | 2.1% | 100% | $181,666 | |
Credit Human Federal Credit Un
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Conventional | 2 | 1.4% | 60% | $120,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.7% | 100% | $205,000 | |
Sfmc, LP
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FHA | 1 | 0.7% | 100% | $245,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.7% | 50% | $135,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Wagon Hill Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Complex Community Federal CU
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 10.4% | 88.2% | $253,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 14 | 9.7% | 82.4% | $233,571 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 13 | 9% | 86.7% | $163,461 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.8% | 100% | $195,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.8% | 100% | $240,000 | |
21St Mortgage
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Conventional | 4 | 2.8% | 44.4% | $132,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.8% | 50% | $130,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.4% | 75% | $320,000 | |
Goodleap, LLC
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Conventional | 2 | 1.4% | 100% | $160,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.4% | 100% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $445,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.4% | 33.3% | $135,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.4% | 100% | $80,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 66.7% | $280,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 100% | $185,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.4% | 100% | $295,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 33.3% | $235,000 | |
Newrez LLC
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FHA | 1 | 0.7% | 50% | $345,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $205,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $125,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.7% | 100% | $375,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 25% | $75,000 | View |
United Built Homes, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
FirstTrust Home Loans
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Mortgage Financial Services
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FHA | 1 | 0.7% | 100% | $255,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $475,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 33.3% | $205,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.7% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.7% | 100% | $595,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $135,000 |
Hillsboro Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsboro, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Hillsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsboro, TX
Use these to narrow the list above. Each category shows how many Hillsboro, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsboro, TX
Independent mortgage companies closed 73.6 percent of home loans in Hillsboro, Texas in 2025, banks 19.4 percent and credit unions 6.9 percent. Everett Financial, Inc. was the largest mortgage company, First National Bank Texas the largest bank and Amplify Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank Texas led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsboro, TX
By home loans closed in 2025, First National Bank Texas was the largest mortgage lender in Hillsboro, Texas with 1 loans, about 0.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Hillsboro, Texas in 2025, led by Guild Mortgage Company with 8. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 9 credit unions closed home loans in Hillsboro, Texas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsboro, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsboro, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
