Mortgage Lenders and Brokers in Highlands, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highlands, Texas mortgage lenders include Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, and First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highlands, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highlands are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highlands, Texas
Market share is the lender's share of all home loans closed in Highlands, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 1.1% | 50% | $235,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.1% | 100% | $225,000 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 16.7% | $55,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA | 3 | 3.3% | 100% | $161,666 | |
Community Resource Credit Unio
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Conventional | 3 | 3.3% | 60% | $155,000 | |
Texas Bay Area Credit Union
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Conventional | 2 | 2.2% | 50% | $125,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $215,000 | |
Texas Partners Bank
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Conventional | 1 | 1.1% | 100% | $115,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $85,000 | |
United Wholesale Mortgage
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Conventional, FHA | 12 | 13.2% | 85.7% | $248,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 6 | 6.6% | 75% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 4.4% | 80% | $202,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 4 | 4.4% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 3.3% | 80% | $205,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 3 | 3.3% | 100% | $271,666 | |
21St Mortgage
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Conventional | 3 | 3.3% | 50% | $81,666 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.2% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 2.2% | 100% | $200,000 | |
Cadence Bank
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Conventional | 1 | 1.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.1% | 100% | $465,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $275,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.1% | 50% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $245,000 | |
MortgageOne, Inc
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VA | 1 | 1.1% | 100% | $275,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 33.3% | $225,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.1% | 100% | $385,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1.1% | 100% | $325,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 1.1% | 100% | $235,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.1% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 1.1% | 100% | $305,000 | |
Greenbox Loans
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Conventional | 1 | 1.1% | 100% | $155,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 1.1% | 100% | $385,000 | |
Nfm, Inc
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FHA | 1 | 1.1% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 1.1% | 100% | $385,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.1% | 100% | $175,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 33.3% | $535,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 1.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.1% | 75% | $95,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.1% | 100% | $455,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.1% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 15.4% | $75,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 1.1% | 100% | $165,000 |
Highlands Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highlands, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Highlands? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highlands in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highlands, TX
Use these to narrow the list above. Each category shows how many Highlands, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Highlands, TX
Independent mortgage companies closed 76.9 percent of home loans in Highlands, Texas in 2025, banks 12.1 percent and credit unions 11 percent. Everett Financial, Inc. was the largest mortgage company, TexasBank the largest bank and Jsc FCU the largest credit union. Among lenders headquartered in Texas, Jsc FCU led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highlands, TX
By home loans closed in 2025, Jsc FCU was the largest mortgage lender in Highlands, Texas with 1 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Highlands, Texas in 2025, led by United Wholesale Mortgage with 7. 8 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Highlands, Texas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highlands, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highlands, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highlands. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
