Hawkins, Texas mortgage lenders include The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs205 N Beaulah St, Hawkins, TX 75765A+5.0 ★Texas Ratio: 1.12%, Broadstreet BankBroadstreet Bank500 W Pine St, Edgewood, TX 75117B4.5 ★Texas Ratio: 21.09%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Telco Plus Credit UnionTelco Plus Credit Union510 E Lantrip St, Kilgore, TX 75662A+5.0 ★Texas Ratio: 2.38%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hawkins, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hawkins are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hawkins, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Hawkins 205 N Beaulah St, Hawkins, TX 75765 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 3 | 4.4% | 80% | $245,000 | View |
|
500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09% |
Conventional | 4 | 5.9% | 100% | $180,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 4.4% | 100% | $125,000 | View |
|
510 E Lantrip St, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.5% | 100% | $325,000 | View |
|
910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
|
524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 1.5% | 100% | $585,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.5% | 100% | $165,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 2 | 2.9% | 100% | $325,000 | |
United Wholesale Mortgage
|
Conventional, VA | 7 | 10.3% | 100% | $315,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 6 | 8.8% | 85.7% | $181,666 | View |
21St Mortgage
|
Conventional | 6 | 8.8% | 46.2% | $95,000 | |
Newrez LLC
|
Conventional, VA | 4 | 5.9% | 80% | $177,500 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 4.4% | 75% | $191,666 | View |
Mortgage Financial Services
|
FHA, VA | 2 | 2.9% | 100% | $225,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1.5% | 100% | $55,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 1.5% | 100% | $165,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.5% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.5% | 50% | $135,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 50% | $285,000 | |
Platinum Eagle Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $335,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 1.5% | 100% | $295,000 | |
United Built Homes, LLC
|
Conventional | 1 | 1.5% | 100% | $335,000 | |
Land Home Financial Services,
|
Conventional | 1 | 1.5% | 100% | $145,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 1.5% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
T2 Financial LLC
|
FHA | 1 | 1.5% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
Mortgage Research Center
|
VA | 1 | 1.5% | 100% | $255,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.5% | 100% | $75,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.5% | 100% | $285,000 | |
CSL Financial, LLC
|
Conventional | 1 | 1.5% | 100% | $125,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1.5% | 100% | $85,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1.5% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.5% | 50% | $115,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1.5% | 100% | $155,000 | View |
Village Capital & Investment
|
VA | 1 | 1.5% | 100% | $365,000 | |
Cadence Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hawkins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hawkins in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hawkins, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.1 percent of home loans in Hawkins, Texas in 2025, banks 22.1 percent and credit unions 5.9 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, The City National Bank of Sulphur Springs the largest bank and Telco Plus Credit Union the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, The City National Bank of Sulphur Springs was the largest mortgage lender in Hawkins, Texas with 3 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Hawkins, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 1. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Hawkins, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hawkins, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hawkins, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hawkins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.