Gunter, Texas mortgage lenders include Texas BankTexas Bank877 N Preston Rd, Gunter, TX 75058A+5.0 ★Texas Ratio: 3.34%, Simmons BankSimmons Bank921 N Preston Rd, Gunter, TX 75058A+5.0 ★Texas Ratio: 5.33%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas2109 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 2.19%, Third Coast BankThird Coast Bank5508 W Highway 290, Austin, TX 78735A5.0 ★Texas Ratio: 6.75%, and Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gunter, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gunter are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gunter, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gunter 877 N Preston Rd, Gunter, TX 75058 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 3 | 1.6% | 100% | $395,000 | View |
|
1 office in Gunter 921 N Preston Rd, Gunter, TX 75058 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA, Jumbo | 6 | 3.1% | 100% | $638,333 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +3 HELOCs |
2.6% | 71.4% | $145,000 | View |
|
433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional, FHA | 5 | 2.6% | 83.3% | $313,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
2.1% | 100% | $377,500 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 2.1% | 80% | $600,000 | View |
|
2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional, VA | 3 | 1.6% | 100% | $341,666 | View |
|
5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 2 | 1% | 100% | $200,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 100% | $535,000 | View |
|
14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 1 | 0.5% | 100% | $705,000 | View |
|
1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,285,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,165,000 | |
|
2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | View |
|
45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
|
8837 Lebanon Rd, Frisco, TX 75034 A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,135,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,525,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.5% | 100% | $125,000 | |
|
2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
|
720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
877 N Preston Rd, Gunter, TX 75058 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
|
Conventional, Jumbo | 11 | 5.8% | 85.7% | $623,181 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 4 | 2.1% | 100% | $487,500 | |
Nationstar Mortgage
|
Conventional | 3 | 1.6% | 100% | $118,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 1% | 100% | $565,000 | |
Jacqueline Montanez
|
Conventional | 2 | 1% | 100% | $75,000 | |
Primelending
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Ameritrust Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,995,000 | |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.5% | 100% | $655,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 6.8% | 86.7% | $498,076 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 11 | 5.8% | 60% | $241,363 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 9 | 4.7% | 90% | $273,888 | View |
Cadence Bank
|
Conventional, Jumbo | 8 | 4.2% | 88.9% | $773,750 | |
Newrez LLC
|
Conventional, VA, Jumbo | 8 | 4.2% | 88.9% | $633,750 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 7 | 3.7% | 87.5% | $635,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 3.1% | 75% | $326,666 | |
Cmg Mortgage Inc
|
Conventional, VA | 5 | 2.6% | 100% | $511,000 | |
American Portfolio Mortgage Corporation
|
Conventional, VA | 4 | 2.1% | 100% | $605,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 3 | 1.6% | 100% | $258,333 | View |
American Financial Resources LLC
|
Conventional, VA | 2 | 1% | 100% | $535,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 1% | 50% | $550,000 | |
Kind Lending, LLC
|
Conventional | 2 | 1% | 100% | $650,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 1% | 100% | $610,000 | |
Mortgage Research Center
|
VA | 2 | 1% | 100% | $625,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 1% | 100% | $385,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 1% | 100% | $160,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1% | 66.7% | $250,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 1% | 100% | $685,000 | |
Arc Home LLC
|
Conventional | 1 | 0.5% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,185,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $375,000 | |
Compeer Financial
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.5% | 100% | $135,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
VA | 1 | 0.5% | 33.3% | $295,000 | View |
Platinum Eagle Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $885,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.5% | 100% | $155,000 | |
Mortgage Financial Services
|
VA | 1 | 0.5% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
Great Plains National Bank
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,235,000 | |
Pike Creek Mortgage Services, Inc.
|
VA | 1 | 0.5% | 100% | $595,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 1 | 0.5% | 100% | $895,000 | |
21St Mortgage
|
Conventional | 1 | 0.5% | 50% | $115,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,615,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 50% | $55,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $955,000 | |
loanDepot.com LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gunter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gunter in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gunter, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.9 percent of home loans in Gunter, Texas in 2025, banks 33.5 percent and credit unions 1.6 percent. Sfmc, LP was the largest mortgage company, Texas Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Texas Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Texas Bank was the largest mortgage lender in Gunter, Texas with 3 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Gunter, Texas in 2025, led by United Wholesale Mortgage with 3. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 3 credit unions closed home loans in Gunter, Texas in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gunter, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gunter, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gunter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.