Mortgage Lenders and Brokers in Gonzales, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gonzales, Texas mortgage lenders include Sage Capital BankSage Capital Bank1606 N Sarah Dewitt Dr, Gonzales, TX 78629A+5.0 ★Texas Ratio: 0.06%, SouthStar Bank SSBSouthStar Bank SSB1609 N Sarah Dewitt Dr, Gonzales, TX 78629A5.0 ★Texas Ratio: 7.03%, Prosperity BankProsperity Bank508 Saint Louis St, Gonzales, TX 78629A+5.0 ★Texas Ratio: 1.58%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union1712 Sarah DeWitt Drive, Gonzales, TX 78629A+5.0 ★Texas Ratio: 5.89%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Crossroads BankCrossroads Bank110 S Main St, Hallettsville, TX 77964A-4.9 ★Texas Ratio: 15.72%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, H-E-B Federal Credit UnionH-E-B Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.70%, and Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gonzales, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gonzales are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gonzales, Texas
Market share is the lender's share of all home loans closed in Gonzales, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1606 N Sarah Dewitt Dr, Gonzales, TX 78629 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 8 | 6.7% | 100% | $216,250 | View |
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★ 5 stars, 1 review 1 office in Gonzales 1609 N Sarah Dewitt Dr, Gonzales, TX 78629 A5.0 ★Texas Ratio: 7.03% |
Conventional, FHA | 4 | 3.4% | 50% | $172,500 | View |
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★ 1 stars, 1 review 1 office in Gonzales 508 Saint Louis St, Gonzales, TX 78629 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 1.7% | 66.7% | $130,000 | View |
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1712 Sarah DeWitt Drive, Gonzales, TX 78629 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 17 +1 HELOCs |
14.3% | 80% | $155,588 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $635,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.8% | 50% | $505,000 | View |
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110 S Main St, Hallettsville, TX 77964 A-4.9 ★Texas Ratio: 15.72% |
Conventional | 1 | 0.8% | 33.3% | $45,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.8% | 100% | $175,000 | |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.8% | 100% | $275,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
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FHA | 2 | 1.7% | 100% | $275,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 2 | 1.7% | 100% | $80,000 | View |
First National Bank of Shiner
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Aaxy LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $535,000 | |
Home Financing Unlimited, Inc.
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Conventional | 1 | 0.8% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 11.8% | 83.3% | $332,857 | |
21St Mortgage
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Conventional | 10 | 8.4% | 58.8% | $154,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 6 | 5% | 85.7% | $266,666 | View |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.5% | 100% | $168,333 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 3 | 2.5% | 100% | $775,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 2.5% | 100% | $201,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.5% | 23.8% | $201,666 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.7% | 100% | $75,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 66.7% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.7% | 100% | $240,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.7% | 100% | $100,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.8% | 33.3% | $1,245,000 | |
American Financial Resources LLC
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USDA | 1 | 0.8% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 60% | $95,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 50% | $305,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.8% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.8% | 100% | $445,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 33.3% | $415,000 | |
1st Signature Lending, LLC
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FHA | 1 | 0.8% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 50% | $125,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $315,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gonzales Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gonzales, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Gonzales? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gonzales in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gonzales, TX
Use these to narrow the list above. Each category shows how many Gonzales, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Gonzales, TX
Independent mortgage companies closed 63.9 percent of home loans in Gonzales, Texas in 2025, banks 17.6 percent and credit unions 18.5 percent. Sente Mortgage, Inc. was the largest mortgage company, Sage Capital Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Sage Capital Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gonzales, TX
By home loans closed in 2025, Sage Capital Bank was the largest mortgage lender in Gonzales, Texas with 8 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Gonzales, Texas in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Gonzales, Texas in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gonzales, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gonzales, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gonzales. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
