Mortgage Lenders and Brokers in Gatesville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gatesville, Texas mortgage lenders include First National Bank of EvantFirst National Bank of Evant3411 E Main St, Gatesville, TX 76528, First National Bank TexasFirst National Bank Texas2805 Highway 36 South, Gatesville, TX 76528A4.7 ★Texas Ratio: 3.20%, Extraco Banks, NAExtraco Banks, NA800 E Main St, Gatesville, TX 76528A+5.0 ★Texas Ratio: 0.26%, First National Bank of Central TexasFirst National Bank of Central Texas2908 E Main, Gatesville, TX 76528A+5.0 ★Texas Ratio: 0.97%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Security Bank of TexasSecurity Bank of Texas3600 N Capital Of Texas Highway, Austin, TX 78746A5.0 ★Texas Ratio: 12.78%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, First Security State BankFirst Security State Bank1115 W 5th St, Clifton, TX 76634, and First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gatesville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gatesville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gatesville, Texas
Market share is the lender's share of all home loans closed in Gatesville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank of Evant
3411 E Main St, Gatesville, TX 76528 |
Conventional | 23 | 11% | 92% | $166,739 | |
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1 office in Gatesville 2805 Highway 36 South, Gatesville, TX 76528 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA | 9 | 4.3% | 100% | $211,666 | View |
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1 office in Gatesville 800 E Main St, Gatesville, TX 76528 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 1% | 100% | $110,000 | View |
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2908 E Main, Gatesville, TX 76528 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 10 | 4.8% | 100% | $162,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 3 | 1.4% | 100% | $131,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
First Security State Bank
1115 W 5th St, Clifton, TX 76634 |
Conventional | 1 | 0.5% | 100% | $115,000 | |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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306 S LOVERS Ln, GATESVILLE, TX 76528 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Network Funding, L.P.
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Conventional, FHA, VA, USDA | 6 | 2.9% | 100% | $275,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.9% | 100% | $252,500 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.4% | 100% | $298,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 1.4% | 75% | $228,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 2 | 1% | 100% | $460,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Members Trust of the SWFCU
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Loanpeople, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Gardner Financial Services
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FHA | 1 | 0.5% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 32 | 15.2% | 100% | $185,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 19 | 9% | 71.4% | $145,000 | View |
Mortgage Research Center
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VA | 9 | 4.3% | 81.8% | $227,222 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 4.3% | 90% | $221,666 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +6 HELOCs |
1.9% | 80% | $165,000 | |
United Wholesale Mortgage
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FHA, VA | 4 | 1.9% | 100% | $320,000 | |
Freedom Mortgage Corporation
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VA | 3 | 1.4% | 100% | $288,333 | |
Newrez LLC
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Conventional, VA, USDA | 3 | 1.4% | 42.9% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 1.4% | 100% | $288,333 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 1.4% | 75% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
FHA, VA | 3 | 1.4% | 100% | $208,333 | View |
loanDepot.com LLC
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Conventional | 2 | 1% | 100% | $170,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1% | 75% | $230,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, VA | 2 | 1% | 100% | $250,000 | View |
Mortgage Solutions of Colorado
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VA | 2 | 1% | 100% | $255,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 1% | 66.7% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1% | 40% | $130,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 40% | $150,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1% | 100% | $110,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Educational Systems FCU
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 40% | $285,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 50% | $605,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.5% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 66.7% | $65,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Wallick and Volk, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 20% | $105,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $655,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $565,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 50% | $355,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.5% | 100% | $225,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.5% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gatesville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gatesville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Gatesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gatesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gatesville, TX
Use these to narrow the list above. Each category shows how many Gatesville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Gatesville, TX
Independent mortgage companies closed 65.7 percent of home loans in Gatesville, Texas in 2025, banks 29 percent and credit unions 5.2 percent. Network Funding, L.P. was the largest mortgage company, First National Bank of Evant the largest bank and Texell Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of Evant led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gatesville, TX
By home loans closed in 2025, First National Bank of Evant was the largest mortgage lender in Gatesville, Texas with 23 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Gatesville, Texas in 2025, led by Cmg Mortgage Inc with 18. 25 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 9 credit unions closed home loans in Gatesville, Texas in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gatesville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gatesville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gatesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
