Fate, Texas mortgage lenders include Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fate, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fate are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fate, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 6 | 0.9% | 85.7% | $428,333 | |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 5 | 0.7% | 100% | $415,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 0.6% | 57.1% | $382,500 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.6% | 100% | $322,500 | View |
|
406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 4 | 0.6% | 80% | $77,500 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 60% | $108,333 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 100% | $118,333 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 0.4% | 75% | $371,666 | View |
|
720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 3 | 0.4% | 60% | $385,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 66.7% | $390,000 | View |
|
900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 2 | 0.3% | 100% | $290,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.3% | 66.7% | $215,000 | View |
|
1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional, FHA | 2 | 0.3% | 100% | $275,000 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.3% | 100% | $330,000 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
|
1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.1% | 100% | $465,000 | |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $365,000 | View |
|
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.1% | 100% | $405,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
FHA | 1 | 0.1% | 100% | $375,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
|
3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 111 | 15.9% | 92.7% | $331,486 | |
Parkstone Mortgage, LLC
|
Conventional, FHA, VA | 25 | 3.6% | 96.2% | $338,200 | |
Clm Mortgage, Inc
|
Conventional, FHA, VA | 23 | 3.3% | 100% | $401,086 | |
Priority Home Mortgage, L.P.
|
Conventional, FHA, VA | 16 | 2.3% | 100% | $397,500 | |
Sfmc, LP
|
Conventional, FHA, VA | 11 | 1.6% | 100% | $423,181 | |
Willow Bend Mortgage Company, LLC
|
Conventional, FHA | 8 | 1.1% | 100% | $376,250 | |
Integrity Mortgage Corporation of Texas
|
Conventional, FHA, VA | 8 | 1.1% | 100% | $328,750 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 7 | 1% | 100% | $423,571 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 0.7% | 75% | $225,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, VA | 4 | 0.6% | 100% | $327,500 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 3 | 0.4% | 100% | $388,333 | |
Southwest Funding LP
|
Conventional, FHA | 3 | 0.4% | 75% | $355,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 2 | 0.3% | 100% | $265,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
First Continental Mortgage, Ltd.
|
FHA | 2 | 0.3% | 100% | $380,000 | |
Primelending
|
Conventional | 1 | 0.1% | 60% | $415,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Republic State Mortgage Company
|
FHA | 1 | 0.1% | 100% | $415,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
Commercial Bank of Texas, NA
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Gsb Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Certified Funding, L.P.
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $335,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 62 | 8.9% | 87.3% | $436,935 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 34 | 4.9% | 92.1% | $227,647 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 33 | 4.7% | 100% | $451,363 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 23 | 3.3% | 71.4% | $263,695 | View |
Jet HomeLoans, LP
|
Conventional, FHA, VA | 22 | 3.1% | 95.7% | $395,909 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 20 | 2.9% | 84.6% | $367,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 14 | 2% | 93.3% | $344,285 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 13 | 1.9% | 92.9% | $324,230 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1.4% | 82.4% | $448,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 9 | 1.3% | 100% | $275,000 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA | 8 | 1.1% | 100% | $343,750 | |
Lower, LLC
|
Conventional, FHA | 8 | 1.1% | 100% | $372,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 6 +2 HELOCs |
0.9% | 46.2% | $86,666 | |
Newrez LLC
|
Conventional, VA | 6 | 0.9% | 61.5% | $271,666 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 6 | 0.9% | 87.5% | $318,333 | View |
K. Hovnanian American Mortgage
|
Conventional, FHA | 5 | 0.7% | 83.3% | $461,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 0.7% | 55.6% | $171,000 | |
Kind Lending, LLC
|
Conventional | 4 | 0.6% | 80% | $327,500 | |
AmWest Funding Corp
|
Conventional, FHA | 4 | 0.6% | 100% | $415,000 | |
Summit Funding.Inc
|
Conventional, FHA | 4 | 0.6% | 100% | $170,000 | |
The Loan Store, Inc
|
Conventional | 4 | 0.6% | 100% | $242,500 | |
Pulte Mortgage LLC
|
Conventional | 4 | 0.6% | 100% | $337,500 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 4 | 0.6% | 80% | $382,500 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 4 | 0.6% | 80% | $410,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 4 | 0.6% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.4% | 33.3% | $195,000 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 0.4% | 62.5% | $421,666 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $391,666 | |
Planet Home Lending, LLC
|
VA | 3 | 0.4% | 100% | $615,000 | |
M/I Financial. LLC
|
Conventional, FHA | 3 | 0.4% | 75% | $278,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.4% | 100% | $631,666 | View |
Mortgage Research Center
|
VA | 3 | 0.4% | 50% | $408,333 | |
New American Funding, LLC.
|
Conventional | 3 | 0.4% | 100% | $371,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.4% | 42.9% | $365,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.4% | 100% | $378,333 | View |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $250,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.3% | 100% | $240,000 | |
Canopy Mortgage, LLC
|
FHA, VA | 2 | 0.3% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.3% | 66.7% | $215,000 | View |
Platinum Eagle Mortgage, LLC
|
Conventional, VA | 2 | 0.3% | 100% | $515,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.3% | 100% | $570,000 | View |
Union Home Mortgage Corp.
|
VA | 2 | 0.3% | 100% | $445,000 | |
T2 Financial LLC
|
FHA, VA | 2 | 0.3% | 100% | $385,000 | |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Originpoint, LLC
|
FHA | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Alameda Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 50% | $245,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.1% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Guidance Residential, LLC
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 50% | $495,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $625,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $305,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 50% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
American Financial Network, Inc.
|
VA | 1 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Obsidian Financial Services
|
FHA | 1 | 0.1% | 100% | $405,000 | |
Associated Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 11.1% | $65,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $755,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $425,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Greenbox Loans
|
Conventional | 1 | 0.1% | 100% | $635,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $455,000 | |
Tri Pointe Connect, LLC
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.1% | 100% | $415,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Waterstone Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $415,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.1% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $275,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
Grand Bank for Savings, FSB
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Village Capital & Investment
|
VA | 1 | 0.1% | 100% | $275,000 | |
Griffin Funding Inc.
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fate in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fate, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 89.7 percent of home loans in Fate, Texas in 2025, banks 8 percent and credit unions 2.3 percent. Everett Financial, Inc. was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Everett Financial, Inc. was the largest mortgage lender in Fate, Texas with 6 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fate, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 92.7 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Fate, Texas in 2025, led by DHI Mortgage Company, LTD. with 60. 40 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 10 credit unions closed home loans in Fate, Texas in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fate, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fate, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.