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Mortgage Lenders and Brokers in Fate, Texas

Fate, Texas mortgage lenders include Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fate, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fate are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fate, Texas

Market share is the lender's share of all home loans closed in Fate, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA, VA 6 0.9% 85.7% $428,333
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA 5 0.7% 100% $415,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 4 0.6% 57.1% $382,500 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional 4 0.6% 100% $322,500 View
406 W McDermott Dr, Allen, TX 75013 2708
A+5.0 ★Texas Ratio: 4.22%
Conventional 4 0.6% 80% $77,500 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 3
+1 HELOCs
0.4% 60% $108,333 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.4% 100% $118,333 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 3 0.4% 75% $371,666 View
720 S Greenville Ave, Allen, TX 75002
B+4.0 ★Texas Ratio: 2.41%
Conventional 3 0.4% 60% $385,000 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+4 HELOCs
0.3% 66.7% $390,000 View
900 Bailey Ranch Rd, Aledo, TX 76008
A5.0 ★Texas Ratio: 6.67%
Conventional 2 0.3% 100% $290,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
Conventional 2 0.3% 66.7% $215,000 View
1312 Washington St, Commerce, TX 75428
A+5.0 ★Texas Ratio: 1.84%
Conventional, FHA 2 0.3% 100% $275,000 View
623 W 38th St, Austin, TX 78705
A5.0 ★Texas Ratio: 10.77%
Conventional, FHA 2 0.3% 100% $330,000 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $55,000 View
★ 5 stars, 1 review
8201 Preston Rd, Dallas, TX 75225
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.1% 100% $495,000 View
1259 W Exchange Pkwy Ste 100, Allen, TX 75013
A5.0 ★Texas Ratio: 12.30%
Conventional 1 0.1% 100% $465,000
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0.1% 100% $215,000 View
2221 E Lamar Blvd Ste 110, Arlington, TX 76006
A5.0 ★Texas Ratio: 8.30%
Conventional 1 0.1% 100% $45,000 View
4040 N Central Expy Ste 100, Dallas, TX 75204
A+5.0 ★Texas Ratio: 2.52%
Conventional 1 0.1% 100% $375,000 View
792 S Watters Rd, Allen, TX 75013
A+5.0 ★Texas Ratio: 1.05%
Conventional 1 0.1% 50% $75,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.1% 50% $365,000 View
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906
A+5.0 ★Texas Ratio: 4.81%
FHA 1 0.1% 100% $405,000 View
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606
Conventional 1 0.1% 100% $95,000
1001 Congress Ave, Austin, TX 78701
A5.0 ★Texas Ratio: 7.25%
FHA 1 0.1% 100% $375,000 View
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional 1 0.1% 100% $295,000 View
3910 S Treadaway Blvd, Abilene, TX 79602
A+5.0 ★Texas Ratio: 1.78%
Conventional 1 0.1% 100% $735,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+8 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+4 HELOCs
0% 0% View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+1 HELOCs
0% n/a View
★ 4 stars, 3 reviews
7800 Shoal Creek Boulevard, Austin, TX 78757
A+5.0 ★Texas Ratio: 3.41%
HELOC 0
+1 HELOCs
0% n/a View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
HELOC 0
+1 HELOCs
0% 0% View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
DHI Mortgage Company, LTD.
Conventional, FHA, VA 111 15.9% 92.7% $331,486
Parkstone Mortgage, LLC
Conventional, FHA, VA 25 3.6% 96.2% $338,200
Clm Mortgage, Inc
Conventional, FHA, VA 23 3.3% 100% $401,086
Priority Home Mortgage, L.P.
Conventional, FHA, VA 16 2.3% 100% $397,500
Sfmc, LP
Conventional, FHA, VA 11 1.6% 100% $423,181
Willow Bend Mortgage Company, LLC
Conventional, FHA 8 1.1% 100% $376,250
Integrity Mortgage Corporation of Texas
Conventional, FHA, VA 8 1.1% 100% $328,750
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA 7 1% 100% $423,571
Nationstar Mortgage
Conventional, FHA 5 0.7% 75% $225,000
Highlands Residential Mortgage, Ltd.
Conventional, VA 4 0.6% 100% $327,500
Right Start Mortgage, Inc
Conventional, FHA 3 0.4% 100% $388,333
Southwest Funding LP
Conventional, FHA 3 0.4% 75% $355,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 2 0.3% 100% $265,000
Click n' Close, Inc.
Conventional, FHA 2 0.3% 100% $145,000
First Continental Mortgage, Ltd.
FHA 2 0.3% 100% $380,000
Primelending
Conventional 1 0.1% 60% $415,000
SWBC Mortgage Corporation
Conventional 1 0.1% 100% $195,000
Republic State Mortgage Company
FHA 1 0.1% 100% $415,000
Network Funding, L.P.
Conventional 1 0.1% 100% $95,000
Commercial Bank of Texas, NA
Conventional 1 0.1% 100% $265,000
Gsb Mortgage, Inc.
Conventional 1 0.1% 100% $205,000
Certified Funding, L.P.
Conventional 1 0.1% 100% $95,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 50% $335,000 View
United Wholesale Mortgage
Conventional, FHA, VA 62 8.9% 87.3% $436,935
Lennar Mortgage, LLC
Conventional, FHA, VA 34 4.9% 92.1% $227,647
CrossCountry Mortgage, LLC
Conventional, FHA, VA 33 4.7% 100% $451,363
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA 23 3.3% 71.4% $263,695 View
Jet HomeLoans, LP
Conventional, FHA, VA 22 3.1% 95.7% $395,909
Pennymac Loan Services LLC
Conventional, FHA, VA 20 2.9% 84.6% $367,000
American Pacific Mortgage Corporation
Conventional, FHA, VA 14 2% 93.3% $344,285
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 13 1.9% 92.9% $324,230
Freedom Mortgage Corporation
Conventional, FHA, VA 10 1.4% 82.4% $448,000
Fairway Independent Mort Corp
Conventional, FHA, VA 9 1.3% 100% $275,000
American Portfolio Mortgage Corporation
Conventional, FHA 8 1.1% 100% $343,750
Lower, LLC
Conventional, FHA 8 1.1% 100% $372,500
Spring Eq, LLC
Conventional, HELOC 6
+2 HELOCs
0.9% 46.2% $86,666
Newrez LLC
Conventional, VA 6 0.9% 61.5% $271,666
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 6 0.9% 87.5% $318,333 View
K. Hovnanian American Mortgage
Conventional, FHA 5 0.7% 83.3% $461,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 5 0.7% 55.6% $171,000
Kind Lending, LLC
Conventional 4 0.6% 80% $327,500
AmWest Funding Corp
Conventional, FHA 4 0.6% 100% $415,000
Summit Funding.Inc
Conventional, FHA 4 0.6% 100% $170,000
The Loan Store, Inc
Conventional 4 0.6% 100% $242,500
Pulte Mortgage LLC
Conventional 4 0.6% 100% $337,500
Paramount Residential Mortgage
Conventional, FHA, VA 4 0.6% 80% $382,500
Plaza Home Mortgage, Inc
Conventional, FHA 4 0.6% 80% $410,000
The Mortgage Link, Inc.
Conventional, FHA 4 0.6% 100% $445,000
Lakeview Loan Servicing, LLC
Conventional, VA 3 0.4% 33.3% $195,000
loanDepot.com LLC
Conventional, VA 3 0.4% 62.5% $421,666
Sun West Mortgage Company, Inc
Conventional, FHA, VA 3 0.4% 100% $391,666
Planet Home Lending, LLC
VA 3 0.4% 100% $615,000
M/I Financial. LLC
Conventional, FHA 3 0.4% 75% $278,333
A+5.0 ★Texas Ratio: 2.85%
Conventional 3 0.4% 100% $631,666 View
Mortgage Research Center
VA 3 0.4% 50% $408,333
New American Funding, LLC.
Conventional 3 0.4% 100% $371,666
Carrington Mortgage Services LLC
Conventional, FHA 3 0.4% 42.9% $365,000
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA 3 0.4% 100% $378,333 View
American Financial Resources LLC
Conventional, FHA 2 0.3% 100% $250,000
Royal United Mortgage LLC
Conventional 2 0.3% 100% $240,000
Canopy Mortgage, LLC
FHA, VA 2 0.3% 100% $375,000
A5.0 ★Texas Ratio: 9.93%
Conventional 2 0.3% 66.7% $215,000 View
Platinum Eagle Mortgage, LLC
Conventional, VA 2 0.3% 100% $515,000
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 2 0.3% 100% $570,000 View
Union Home Mortgage Corp.
VA 2 0.3% 100% $445,000
T2 Financial LLC
FHA, VA 2 0.3% 100% $385,000
Arc Home LLC
Conventional 1 0.1% 100% $305,000
Originpoint, LLC
FHA 1 0.1% 100% $285,000
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $285,000 View
Alameda Mortgage Corporation
FHA 1 0.1% 100% $305,000
Residential Wholesale Mortgage
Conventional 1 0.1% 100% $225,000
Goodleap, LLC
Conventional 1 0.1% 50% $245,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $265,000
Equity Prime Mortgage LLC
USDA 1 0.1% 100% $315,000
A+5.0 ★Texas Ratio: 5.29%
Conventional 1 0.1% 100% $375,000 View
Guidance Residential, LLC
Conventional 1 0.1% 100% $335,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 50% $495,000
Movement Mortgage, LLC
VA 1 0.1% 100% $625,000
Loanunited.Com, LLC
FHA 1 0.1% 100% $435,000
A+5.0 ★Texas Ratio: 4.11%
VA 1 0.1% 100% $305,000 View
B+4.8 ★Texas Ratio: 17.16%
Conventional 1 0.1% 100% $295,000 View
Deephaven Mortgage LLC
Conventional 1 0.1% 50% $325,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 1 0.1% 100% $635,000 View
American Financial Network, Inc.
VA 1 0.1% 100% $455,000
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.1% 100% $155,000 View
Obsidian Financial Services
FHA 1 0.1% 100% $405,000
Associated Mortgage Corporation
Conventional 1 0.1% 100% $75,000
Discover Bank
Conventional 1 0.1% 11.1% $65,000
ClearPath Lending
VA 1 0.1% 100% $755,000
Securitynational Mortgage Company
Conventional 1 0.1% 100% $525,000
Bay Equity LLC
Conventional 1 0.1% 100% $425,000
Kwik Mortgage Corporation
Conventional 1 0.1% 100% $285,000
Greenbox Loans
Conventional 1 0.1% 100% $635,000
Foundation Mortgage Corporation
Conventional 1 0.1% 100% $315,000
Churchill Mortgage Corporation
FHA 1 0.1% 100% $455,000
Tri Pointe Connect, LLC
Conventional 1 0.1% 100% $315,000
Provident Funding Associates
Conventional 1 0.1% 100% $255,000
Nations Lending Corporation
FHA 1 0.1% 100% $415,000
Vellum Mortgage, Inc.
Conventional 1 0.1% 100% $395,000
Waterstone Mortgage Corporation
VA 1 0.1% 100% $415,000
Zillow Home Loans, LLC
VA 1 0.1% 100% $345,000
Prosperity Home Mortgage, LLC
VA 1 0.1% 100% $275,000
ClearEdge Lending LLC
Conventional 1 0.1% 100% $415,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.1% 100% $755,000 View
Grand Bank for Savings, FSB
Conventional 1 0.1% 100% $255,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $295,000
Village Capital & Investment
VA 1 0.1% 100% $275,000
Griffin Funding Inc.
Conventional 1 0.1% 100% $215,000
Pentagon Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Fate, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Fate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fate in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fate, TX

Use these to narrow the list above. Each category shows how many Fate, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Fate, TX

Independent mortgage companies closed 89.7 percent of home loans in Fate, Texas in 2025, banks 8 percent and credit unions 2.3 percent. Everett Financial, Inc. was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 6 loans.

89.7%
Mortgage companies
8%
Banks
2.3%
Credit unions
30%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Fate, TX

Who is the largest mortgage lender in Fate, TX?

By home loans closed in 2025, Everett Financial, Inc. was the largest mortgage lender in Fate, Texas with 6 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fate, TX have the highest approval rates?

Among lenders with meaningful volume in Fate, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 92.7 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fate, TX mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Fate, Texas in 2025, led by DHI Mortgage Company, LTD. with 60. 40 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fate, TX lender list?

Yes. 38 banks and 10 credit unions closed home loans in Fate, Texas in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fate, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fate, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fate, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.