Mortgage Lenders and Brokers in El Campo, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
El Campo, Texas mortgage lenders include First Financial BankFirst Financial Bank401 N Mechanic St, El Campo, TX 77437A+5.0 ★Texas Ratio: 3.74%, Newfirst National BankNewfirst National Bank205 E Calhoun St, El Campo, TX 77437A+5.0 ★Texas Ratio: 1.36%, First State BankFirst State Bank1808 West Loop, El Campo, TX 77437A5.0 ★Texas Ratio: 7.77%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Prosperity BankProsperity Bank1301 N Mechanic St, El Campo, TX 77437A+5.0 ★Texas Ratio: 1.58%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, and PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Campo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Campo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Campo, Texas
Market share is the lender's share of all home loans closed in El Campo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in El Campo 401 N Mechanic St, El Campo, TX 77437 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 5 +1 HELOCs |
3.3% | 83.3% | $157,000 | View |
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1 office in El Campo 205 E Calhoun St, El Campo, TX 77437 A+5.0 ★Texas Ratio: 1.36% |
Conventional | 2 | 1.3% | 100% | $55,000 | View |
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1808 West Loop, El Campo, TX 77437 A5.0 ★Texas Ratio: 7.77% |
Conventional | 6 | 3.9% | 100% | $185,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 3.3% | 100% | $187,000 | View |
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★ 1 stars, 1 review 1301 N Mechanic St, El Campo, TX 77437 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 4 | 2.6% | 57.1% | $202,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 100% | $115,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 2% | 100% | $98,333 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.7% | 100% | $185,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.7% | 100% | $195,000 | View |
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8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.7% | 50% | $305,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.7% | 50% | $175,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Southwest Funding LP
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FHA, VA, USDA | 3 | 2% | 100% | $231,666 | |
Wagon Hill Home Loans LLC
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Conventional | 2 | 1.3% | 100% | $480,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 12 | 7.9% | 100% | $152,500 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 7.2% | 78.6% | $252,272 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 11 | 7.2% | 57.9% | $196,818 | View |
Newrez LLC
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Conventional, FHA, USDA | 7 | 4.6% | 77.8% | $140,714 | |
21St Mortgage
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Conventional | 7 | 4.6% | 53.3% | $99,285 | |
The Loan Store, Inc
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Conventional | 5 | 3.3% | 100% | $173,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.6% | 80% | $157,500 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 3 | 2% | 75% | $325,000 | |
Cadence Bank
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Conventional, Jumbo | 2 | 1.3% | 100% | $805,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.3% | 66.7% | $130,000 | View |
Mortgage Research Center
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VA | 2 | 1.3% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.3% | 100% | $180,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.3% | 66.7% | $115,000 | |
Paramount Residential Mortgage
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FHA | 2 | 1.3% | 100% | $290,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 30% | $90,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Goodleap, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.7% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.7% | 66.7% | $135,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 50% | $145,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $195,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $475,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.7% | 100% | $195,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Mortgage Financial Services
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VA | 1 | 0.7% | 100% | $255,000 | |
ClearPath Lending
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VA | 1 | 0.7% | 100% | $165,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.7% | 100% | $365,000 | |
Towne Mortgage Company
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FHA | 1 | 0.7% | 100% | $195,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.7% | 100% | $745,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.7% | 50% | $155,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 50% | $315,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $55,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.7% | 100% | $375,000 |
El Campo Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Campo, Texas
Looking for mortgage lenders near me or mortgage brokers near me in El Campo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Campo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Campo, TX
Use these to narrow the list above. Each category shows how many El Campo, TX lenders fit and what that kind of lender is usually best for.
Who Lends in El Campo, TX
Independent mortgage companies closed 59.2 percent of home loans in El Campo, Texas in 2025, banks 28.9 percent and credit unions 11.8 percent. Pilgrim Mortgage LLC was the largest mortgage company, First Financial Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in El Campo, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in El Campo, Texas with 5 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in El Campo, Texas in 2025, led by Gateway First Bank with 5. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 11 credit unions closed home loans in El Campo, Texas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Campo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Campo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Campo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
