Mortgage Lenders and Brokers in East Bernard, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Bernard, Texas mortgage lenders include Prosperity BankProsperity Bank700 Church St, East Bernard, TX 77435A+5.0 ★Texas Ratio: 1.58%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.811 S Dill St, East Bernard, TX 77435A+5.0 ★Texas Ratio: 3.72%, Citizens State BankCitizens State Bank224 N Main St, Anton, TX 79313, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, First State BankFirst State Bank402 9th St, Abernathy, TX 79311A5.0 ★Texas Ratio: 7.77%, and Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Bernard, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Bernard are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Bernard, Texas
Market share is the lender's share of all home loans closed in East Bernard, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in East Bernard 700 Church St, East Bernard, TX 77435 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 3.8% | 100% | $295,000 | View |
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1 office in East Bernard 811 S Dill St, East Bernard, TX 77435 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $295,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 4 | 5.1% | 100% | $290,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2.6% | 100% | $430,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 2.6% | 66.7% | $450,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.3% | 50% | $725,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.3% | 100% | $505,000 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 1.3% | 100% | $85,000 | View |
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402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 1.3% | 100% | $345,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $435,000 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 6 | 7.7% | 100% | $266,666 | |
Brazos Valley Schools Credit U
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Conventional | 3 | 3.8% | 100% | $231,666 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 1.3% | 50% | $45,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 1.3% | 100% | $425,000 | |
First National Bank of Bellville
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Conventional | 1 | 1.3% | 100% | $355,000 | |
Gardner Financial Services
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $235,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 1.3% | 100% | $245,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 8 | 10.3% | 72.7% | $208,750 | View |
21St Mortgage
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Conventional | 7 | 9% | 40% | $123,571 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 6 | 7.7% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 6.4% | 62.5% | $309,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 3.8% | 50% | $85,000 | View |
Cadence Bank
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Conventional, Jumbo | 2 | 2.6% | 100% | $545,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 2.6% | 100% | $190,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.6% | 100% | $315,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.3% | 100% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.3% | 100% | $455,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $235,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.3% | 100% | $285,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 1.3% | 100% | $365,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $315,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $335,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1.3% | 100% | $65,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.3% | 100% | $505,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.3% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.3% | 100% | $95,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
East Bernard Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Bernard, Texas
Looking for mortgage lenders near me or mortgage brokers near me in East Bernard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Bernard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Bernard, TX
Use these to narrow the list above. Each category shows how many East Bernard, TX lenders fit and what that kind of lender is usually best for.
Who Lends in East Bernard, TX
Independent mortgage companies closed 70.5 percent of home loans in East Bernard, Texas in 2025, banks 21.8 percent and credit unions 7.7 percent. Pilgrim Mortgage LLC was the largest mortgage company, Prosperity Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Bernard, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in East Bernard, Texas with 3 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in East Bernard, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 1. 1 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in East Bernard, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Bernard, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Bernard, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Bernard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
