Mortgage Lenders and Brokers in Denison, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Denison, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co3326 W Fm 120, Denison, TX 75020A5.0 ★Texas Ratio: 10.43%, First State BankFirst State Bank3427 W Fm 120, Denison, TX 75020A5.0 ★Texas Ratio: 7.77%, Simmons BankSimmons Bank2911 Fm 691, Denison, TX 75020A+5.0 ★Texas Ratio: 5.33%, Southstate Bank, National AssociationSouthstate Bank, National Association900 N Us Highway 75, Denison, TX 75020A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Ameristate BankAmeristate Bank695 E Fm 120, Pottsboro, TX 75076A5.0 ★Texas Ratio: 9.93%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, and Lamar National BankLamar National Bank1515 West White Street, Anna, TX 75409A+5.0 ★Texas Ratio: 3.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Denison, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Denison are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Denison, Texas
Market share is the lender's share of all home loans closed in Denison, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Denison 3326 W Fm 120, Denison, TX 75020 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, Jumbo, HELOC | 27 +9 HELOCs |
5.1% | 84.8% | $263,888 | View |
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1 office in Denison 3427 W Fm 120, Denison, TX 75020 A5.0 ★Texas Ratio: 7.77% |
Conventional, FHA | 7 | 1.3% | 77.8% | $193,571 | View |
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2 offices in Denison 2911 Fm 691, Denison, TX 75020 A+5.0 ★Texas Ratio: 5.33% |
Conventional, VA, HELOC | 5 +4 HELOCs |
1% | 100% | $279,000 | View |
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★ 5 stars, 1 review 1 office in Denison 900 N Us Highway 75, Denison, TX 75020 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.4% | 50% | $80,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 2.1% | 78.6% | $176,818 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 8 | 1.5% | 100% | $285,000 | View |
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695 E Fm 120, Pottsboro, TX 75076 A5.0 ★Texas Ratio: 9.93% |
Conventional | 5 | 1% | 83.3% | $241,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 0.8% | 100% | $282,500 | |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 4 | 0.8% | 100% | $190,000 | View |
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1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 4 | 0.8% | 100% | $62,500 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 100% | $198,333 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 3 | 0.6% | 100% | $85,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $135,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $35,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $155,000 | View |
The First National Bank of Tom Bean
2203 W Main St, Clarksville, TX 75426 |
Conventional | 2 | 0.4% | 100% | $105,000 | |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 2 | 0.4% | 100% | $140,000 | View |
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2626 N Loy Lake Rd, Sherman, TX 75090 B-4.3 ★Texas Ratio: 23.61% |
Conventional | 2 | 0.4% | 100% | $130,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
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1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.2% | 33.3% | $105,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA, VA | 17 | 3.2% | 95.2% | $352,647 | |
Sfmc, LP
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Conventional, FHA, VA | 6 | 1.1% | 100% | $288,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $201,666 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 5 | 1% | 83.3% | $289,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.6% | 60% | $85,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.6% | 75% | $158,333 | |
PrimeLending Ventures LLC
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Capital Concepts Inc
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Conventional | 2 | 0.4% | 100% | $180,000 | |
Encompass Lending Group, L.P.
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FHA | 2 | 0.4% | 100% | $220,000 | |
Priority Home Mortgage, L.P.
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $125,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Complex Community Federal CU
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 61 | 11.6% | 98.5% | $165,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 39 | 7.4% | 85.1% | $184,487 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 6.5% | 87.2% | $275,882 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 18 | 3.4% | 100% | $223,888 | |
Mortgage Research Center
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Conventional, FHA, VA | 14 | 2.7% | 66.7% | $242,857 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 1.9% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.5% | 100% | $207,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.5% | 90% | $208,750 | |
Success Mortgage Partners, Inc
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FHA | 8 | 1.5% | 100% | $221,250 | |
The Loan Store, Inc
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Conventional | 8 | 1.5% | 100% | $190,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.5% | 100% | $290,000 | |
Royal United Mortgage LLC
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Conventional | 6 | 1.1% | 100% | $88,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 6 | 1.1% | 87.5% | $248,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 1.1% | 100% | $263,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.1% | 75% | $146,666 | |
Fairway Independent Mort Corp
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FHA, VA | 6 | 1.1% | 100% | $271,666 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 5 +1 HELOCs |
1% | 62.5% | $179,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1% | 62.5% | $181,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $347,000 | |
Great Plains National Bank
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Conventional, FHA | 5 | 1% | 100% | $197,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1% | 100% | $227,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 80% | $172,500 | |
Churchill Mortgage Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.8% | 66.7% | $270,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.8% | 80% | $215,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.6% | 100% | $378,333 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $308,333 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $275,000 | |
Das Acquisition Company, LLC
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FHA | 3 | 0.6% | 100% | $278,333 | |
Cadence Bank
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Conventional, VA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $255,000 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $420,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.4% | 40% | $270,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.4% | 100% | $300,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.4% | 100% | $140,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Geneva Financial LLC
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Conventional | 2 | 0.4% | 100% | $115,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 22.2% | $65,000 | |
The Mortgage Link, Inc.
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FHA | 2 | 0.4% | 100% | $195,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 75% | $320,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 33.3% | $165,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 12.5% | $105,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 16.7% | $235,000 | View |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $125,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.2% | 100% | $155,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $225,000 | |
Premier Lending Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 4.13% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $335,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 87.5% | $95,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 50% | $215,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Denison Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Denison, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Denison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Denison in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Denison, TX
Use these to narrow the list above. Each category shows how many Denison, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Denison, TX
Independent mortgage companies closed 72.1 percent of home loans in Denison, Texas in 2025, banks 24.3 percent and credit unions 3.6 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, First State Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Denison, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Denison, Texas with 27 loans, about 5.1 percent of the market. The largest lender headquartered in Texas was First State Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Denison, Texas, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.5 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Denison, Texas in 2025, led by Guild Mortgage Company with 24. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 11 credit unions closed home loans in Denison, Texas in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Denison, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Denison, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Denison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
