Mortgage Lenders and Brokers in Clute, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clute, Texas mortgage lenders include First State BankFirst State Bank200 Brazosport Blvd N, Clute, TX 77531A5.0 ★Texas Ratio: 13.04%, Texas Gulf Bank, N.A.Texas Gulf Bank, N.A.1030 Dixie Dr, Clute, TX 77531A+5.0 ★Texas Ratio: 0.00%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Space City Credit UnionSpace City Credit Union216 Lakeview Dr, Clute, TX 77531, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Texas State Bank San Angelo TeTexas State Bank San Angelo Te4206 College Hills Blvd, San Angelo, TX 76904A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, and Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clute, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clute are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clute, Texas
Market share is the lender's share of all home loans closed in Clute, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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200 Brazosport Blvd N, Clute, TX 77531 A5.0 ★Texas Ratio: 13.04% |
Conventional | 23 | 19.3% | 100% | $86,304 | View |
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1 office in Clute 1030 Dixie Dr, Clute, TX 77531 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 17 | 14.3% | 85% | $216,176 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA | 1 | 0.8% | 100% | $65,000 | |
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216 Lakeview Dr, Clute, TX 77531 |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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4206 College Hills Blvd, San Angelo, TX 76904 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 2.5% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional | 2 | 1.7% | 100% | $160,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.8% | 100% | $345,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 10 | 8.4% | 70.6% | $197,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 7.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 8 | 6.7% | 100% | $343,750 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 6.7% | 100% | $220,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 3.4% | 100% | $225,000 | View |
Cadence Bank
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Conventional | 3 | 2.5% | 60% | $195,000 | |
Newrez LLC
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FHA, USDA | 2 | 1.7% | 66.7% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.7% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $155,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.7% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 1.7% | 100% | $220,000 | View |
Mortgage Research Center
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VA | 2 | 1.7% | 50% | $330,000 | |
21St Mortgage
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Conventional | 2 | 1.7% | 100% | $65,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $135,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Nfm, Inc
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 50% | $105,000 | |
Florida Capital Bank, N.A
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FHA | 1 | 0.8% | 100% | $225,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.8% | 100% | $345,000 |
Clute Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clute, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Clute? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clute in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clute, TX
Use these to narrow the list above. Each category shows how many Clute, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Clute, TX
Independent mortgage companies closed 54.6 percent of home loans in Clute, Texas in 2025, banks 30.3 percent and credit unions 15.1 percent. Everett Financial, Inc. was the largest mortgage company, First State Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, First State Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clute, TX
By home loans closed in 2025, First State Bank was the largest mortgage lender in Clute, Texas with 23 loans, about 19.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Clute, Texas in 2025, led by Fairway Independent Mort Corp with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Clute, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clute, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clute, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clute. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
