Channelview, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA811 Sheldon Rd, Channelview, TX 77530A+5.0 ★Texas Ratio: 5.36%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, and Space City Credit UnionSpace City Credit Union216 Lakeview Dr, Clute, TX 77531. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Channelview, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Channelview are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Channelview, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Channelview 811 Sheldon Rd, Channelview, TX 77530 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 40% | $200,000 | View |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 16 | 5.5% | 55.2% | $106,250 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 4.1% | 80% | $202,500 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 1.7% | 100% | $199,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
1.4% | 100% | $167,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 3 | 1% | 100% | $218,333 | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 1% | 75% | $111,666 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 3 | 1% | 100% | $241,666 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 2 | 0.7% | 100% | $65,000 | View |
|
216 Lakeview Dr, Clute, TX 77531 |
Conventional | 2 | 0.7% | 100% | $130,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $285,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.3% | 100% | $55,000 | |
|
900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
|
8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 1 | 0.3% | 33.3% | $145,000 | View |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.3% | 33.3% | $145,000 | View |
|
1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.3% | 100% | $175,000 | |
|
3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Texas Bay Area Credit Union
|
Conventional | 10 | 3.4% | 40% | $115,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1.7% | 71.4% | $183,000 | |
Primelending
|
FHA | 3 | 1% | 75% | $271,666 | |
FocusOne Mortgage, LLC
|
Conventional | 3 | 1% | 100% | $131,666 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA | 3 | 1% | 100% | $188,333 | View |
Click n' Close, Inc.
|
FHA, VA | 2 | 0.7% | 100% | $275,000 | |
Network Funding, L.P.
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Community Resource Credit Unio
|
Conventional | 1 | 0.3% | 100% | $65,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 35 | 12% | 90.2% | $243,285 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 27 | 9.2% | 93.1% | $151,666 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 18 | 6.2% | 57.6% | $179,444 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 17 | 5.8% | 89.5% | $140,882 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 7 | 2.4% | 11.3% | $90,714 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 6 | 2.1% | 75% | $255,000 | |
21St Mortgage
|
Conventional | 6 | 2.1% | 35.3% | $95,000 | |
Newrez LLC
|
Conventional, FHA | 5 | 1.7% | 45.5% | $187,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 5 | 1.7% | 100% | $323,000 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 1.4% | 80% | $180,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 1.4% | 42.4% | $85,000 | View |
Fairway Independent Mort Corp
|
FHA | 4 | 1.4% | 100% | $220,000 | |
Equity Prime Mortgage LLC
|
FHA | 3 | 1% | 75% | $191,666 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 1% | 100% | $238,333 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.7% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $215,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $125,000 | |
Discover Bank
|
Conventional | 2 | 0.7% | 33.3% | $120,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.7% | 100% | $305,000 | |
Nations Lending Corporation
|
FHA | 2 | 0.7% | 100% | $245,000 | |
Direct Mortgage Loans, LLC
|
FHA | 2 | 0.7% | 100% | $210,000 | |
Mortgage Research Center
|
VA | 2 | 0.7% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.7% | 66.7% | $180,000 | |
Tammac Holdings Corporation
|
Conventional | 2 | 0.7% | 25% | $75,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.7% | 75% | $210,000 | |
Cadence Bank
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Panorama Mortgage Group, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Hartford Funding, Ltd.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $135,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 50% | $65,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 40% | $165,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $285,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $55,000 | View |
Home Mortgage Alliance Corp (Hmac)
|
FHA | 1 | 0.3% | 100% | $265,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Obsidian Financial Services
|
FHA | 1 | 0.3% | 100% | $325,000 | |
Mortgage Financial Services
|
FHA | 1 | 0.3% | 100% | $315,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.3% | 100% | $135,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $225,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.3% | 100% | $85,000 | |
Bank Ozk
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.3% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 50% | $115,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.3% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Channelview? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Channelview in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Channelview, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.9 percent of home loans in Channelview, Texas in 2025, banks 13 percent and credit unions 15.1 percent. Everett Financial, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Shell Federal Credit Union led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Channelview, Texas with 2 loans, about 0.7 percent of the market. The largest lender headquartered in Texas was Shell Federal Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Channelview, Texas in 2025, led by United Wholesale Mortgage with 19. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 15 credit unions closed home loans in Channelview, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Channelview, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Channelview, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Channelview. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.