Mortgage Lenders and Brokers in Centerville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centerville, Texas mortgage lenders include Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas412 South Commerce, Centerville, TX 75833A+5.0 ★Texas Ratio: 2.19%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, Advancial Federal Credit UnionAdvancial Federal Credit Union1259 W Exchange Pkwy Ste 100, Allen, TX 75013A5.0 ★Texas Ratio: 12.30%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Peoples State BankPeoples State Bank5858 Texas 37, Center Point, TX 78010, and Credit Human Federal Credit UnCredit Human Federal Credit UnSan Antonio, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centerville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centerville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centerville, Texas
Market share is the lender's share of all home loans closed in Centerville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centerville 412 South Commerce, Centerville, TX 75833 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 3 | 3.7% | 100% | $235,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 6 | 7.4% | 75% | $588,333 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $155,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 50% | $295,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 1.2% | 100% | $985,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 1.2% | 100% | $775,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 1.2% | 100% | $215,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 1 | 1.2% | 100% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 2.5% | 50% | $120,000 | |
Hometrust Mortgage Company
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Conventional | 2 | 2.5% | 100% | $400,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 1.2% | 100% | $365,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 1.2% | 100% | $445,000 | |
Sfmc, LP
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Conventional | 1 | 1.2% | 100% | $285,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 9 | 11.1% | 66.7% | $296,111 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 7.4% | 100% | $290,000 | |
21St Mortgage
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Conventional | 5 | 6.2% | 29.4% | $137,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 4.9% | 38.5% | $112,500 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 3.7% | 75% | $761,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 3.7% | 100% | $221,666 | |
Cadence Bank
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Conventional, HELOC | 2 +3 HELOCs |
2.5% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.5% | 66.7% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.5% | 63.2% | $70,000 | View |
First Colony Mortgage Corporat
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Conventional | 2 | 2.5% | 100% | $155,000 | |
Mortgage Research Center
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VA | 2 | 2.5% | 100% | $335,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 2.5% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Residential Wholesale Mortgage
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VA | 1 | 1.2% | 100% | $455,000 | |
Kind Lending, LLC
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FHA | 1 | 1.2% | 50% | $345,000 | |
Loanunited.Com, LLC
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VA | 1 | 1.2% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
VA | 1 | 1.2% | 100% | $255,000 | View |
Obsidian Financial Services
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FHA | 1 | 1.2% | 100% | $185,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
Wolfe Financial Inc
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Conventional | 1 | 1.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.2% | 50% | $95,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.2% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1.2% | 100% | $475,000 | View |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centerville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centerville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Centerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centerville, TX
Use these to narrow the list above. Each category shows how many Centerville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Centerville, TX
Independent mortgage companies closed 70.4 percent of home loans in Centerville, Texas in 2025, banks 23.5 percent and credit unions 6.2 percent. Hometrust Mortgage Company was the largest mortgage company, Community National Bank & Trust of Texas the largest bank and Advancial Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Community National Bank & Trust of Texas led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centerville, TX
By home loans closed in 2025, Community National Bank & Trust of Texas was the largest mortgage lender in Centerville, Texas with 3 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Centerville, Texas in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Centerville, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centerville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centerville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
