Mortgage Lenders and Brokers in Caldwell, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Caldwell, Texas mortgage lenders include Citizens State BankCitizens State Bank201 E Buck St, Caldwell, TX 77836A5.0 ★Texas Ratio: 12.20%, Prosperity BankProsperity Bank129 W Buck St, Caldwell, TX 77836A+5.0 ★Texas Ratio: 1.58%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, Frontier Bank of TexasFrontier Bank of Texas5600 Burnet Rd, Austin, TX 78756A+5.0 ★Texas Ratio: 2.06%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, and City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Caldwell, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Caldwell are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Caldwell, Texas
Market share is the lender's share of all home loans closed in Caldwell, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Caldwell 201 E Buck St, Caldwell, TX 77836 A5.0 ★Texas Ratio: 12.20% |
Conventional | 6 | 7.4% | 100% | $121,666 | View |
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★ 1 stars, 1 review 1 office in Caldwell 129 W Buck St, Caldwell, TX 77836 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.2% | 50% | $165,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
VA, USDA | 4 | 4.9% | 100% | $247,500 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional, FHA, VA | 3 | 3.7% | 100% | $365,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA, VA | 2 | 2.5% | 100% | $270,000 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
Kangaroo Home Lending, LLC
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Conventional, FHA, VA | 10 | 12.3% | 100% | $247,000 | |
SWBC Mortgage Corporation
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VA | 1 | 1.2% | 100% | $225,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.2% | 50% | $95,000 | |
New Fed Mortgage Corp.
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Conventional, FHA | 5 | 6.2% | 100% | $231,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 4.9% | 100% | $245,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 4.9% | 100% | $142,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 3 | 3.7% | 80% | $215,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 3.7% | 100% | $135,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 2.5% | 100% | $285,000 | |
Newrez LLC
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Conventional, FHA | 2 | 2.5% | 66.7% | $180,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.5% | 38.5% | $170,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 2.5% | 100% | $245,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 2.5% | 66.7% | $210,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $125,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 100% | $215,000 | |
TruHome Solutions, LLC
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FHA | 1 | 1.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.2% | 100% | $185,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 1.2% | 100% | $535,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
American Financial Network, Inc.
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USDA | 1 | 1.2% | 100% | $255,000 | |
Cmg Mortgage Inc
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USDA | 1 | 1.2% | 100% | $155,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.2% | 100% | $285,000 | |
Mortgage Financial Services
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FHA | 1 | 1.2% | 100% | $235,000 | |
ClearPath Lending
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VA | 1 | 1.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.2% | 100% | $295,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 1.2% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.2% | 100% | $195,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Caldwell Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Caldwell, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Caldwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Caldwell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Caldwell, TX
Use these to narrow the list above. Each category shows how many Caldwell, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Caldwell, TX
Independent mortgage companies closed 71.6 percent of home loans in Caldwell, Texas in 2025, banks 25.9 percent and credit unions 2.5 percent. Pilgrim Mortgage LLC was the largest mortgage company, Citizens State Bank the largest bank and Austin Telco FCU the largest credit union. Among lenders headquartered in Texas, Citizens State Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Caldwell, TX
By home loans closed in 2025, Citizens State Bank was the largest mortgage lender in Caldwell, Texas with 6 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Caldwell, Texas in 2025, led by Kangaroo Home Lending, LLC with 8. 13 lenders closed VA loans, led by Cornerstone Capital Bank, Ssb, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Caldwell, Texas in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Caldwell, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Caldwell, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Caldwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
