Brownwood, Texas mortgage lenders include TexasBankTexasBank3802 Highway 377 S, Brownwood, TX 76801A+5.0 ★Texas Ratio: 5.55%, First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, The Bank & Trust, s.s.b.The Bank & Trust, s.s.b.118 West Bandera Road, Boerne, TX 78006A+5.0 ★Texas Ratio: 0.36%, Liberty Capital BankLiberty Capital Bank5055 Keller Springs Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 0.53%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Abilene Teachers FCUAbilene Teachers FCU2801 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 0.97%, and City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brownwood, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brownwood are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Brownwood, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3802 Highway 377 S, Brownwood, TX 76801 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA, VA, USDA | 28 | 13.3% | 100% | $204,285 | View |
|
1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 9 | 4.3% | 78.6% | $59,444 | View |
|
11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 6 | 2.9% | 100% | $203,333 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 100% | $185,000 | View |
|
118 West Bandera Road, Boerne, TX 78006 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 2 | 1% | 100% | $130,000 | View |
|
5055 Keller Springs Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $535,000 | View |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
|
2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1% | 40% | $100,000 | |
Primelending
|
Conventional | 1 | 0.5% | 66.7% | $385,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 0.5% | 100% | $195,000 | |
Right Start Mortgage, Inc
|
USDA | 1 | 0.5% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.5% | 100% | $165,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 24 | 11.4% | 74.3% | $241,250 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 19 | 9% | 90.5% | $265,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
4.8% | 83.3% | $190,000 | |
Mortgage Research Center
|
FHA, VA | 9 | 4.3% | 64.3% | $271,666 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 8 | 3.8% | 88.9% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA, USDA | 8 | 3.8% | 100% | $153,750 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 7 | 3.3% | 100% | $192,142 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 2.9% | 100% | $146,666 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 5 | 2.4% | 100% | $211,000 | View |
21St Mortgage
|
Conventional | 5 | 2.4% | 38.5% | $123,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 1.4% | 75% | $181,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.4% | 60% | $315,000 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 3 | 1.4% | 100% | $155,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 1% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 1% | 100% | $225,000 | |
Towne Mortgage Company
|
Conventional, FHA | 2 | 1% | 100% | $115,000 | |
New American Funding, LLC.
|
Conventional, VA | 2 | 1% | 100% | $185,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.5% | 100% | $145,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.5% | 100% | $185,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $205,000 | |
Newrez LLC
|
Conventional | 1 | 0.5% | 50% | $115,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 50% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 66.7% | $175,000 | View |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
Resicentral LLC
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.5% | 33.3% | $85,000 | View |
American Financial Network, Inc.
|
Conventional | 1 | 0.5% | 100% | $105,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.5% | 100% | $175,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.5% | 100% | $245,000 | View |
Valley West Corporation
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
MortgageCountry
|
FHA | 1 | 0.5% | 100% | $185,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.5% | 100% | $135,000 | |
Bay Equity LLC
|
FHA | 1 | 0.5% | 100% | $485,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $275,000 | |
T2 Financial LLC
|
FHA | 1 | 0.5% | 100% | $145,000 | |
American Pacific Mortgage Corporation
|
USDA | 1 | 0.5% | 100% | $245,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
Member First Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $225,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $155,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $135,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Florida Capital Bank, N.A
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 50% | $445,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.5% | 25% | $175,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $215,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Brownwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brownwood in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Brownwood, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.8 percent of home loans in Brownwood, Texas in 2025, banks 30 percent and credit unions 5.2 percent. Nationstar Mortgage was the largest mortgage company, TexasBank the largest bank and First Central Credit Union the largest credit union. Among lenders headquartered in Texas, TexasBank led with 28 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, TexasBank was the largest mortgage lender in Brownwood, Texas with 28 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Brownwood, Texas in 2025, led by TexasBank with 5. 14 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Brownwood, Texas in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brownwood, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brownwood, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brownwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.