Mortgage Lenders and Brokers in Bridgeport, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bridgeport, Texas mortgage lenders include First Financial BankFirst Financial Bank909 Stevens St, Bridgeport, TX 76426A+5.0 ★Texas Ratio: 3.74%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, First National Bank MortgageFirst National Bank Mortgage118 N Garfield Ave, Rotan, TX 79546A+5.0 ★Texas Ratio: 2.40%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Vista BankVista Bank317 Main St, Abernathy, TX 79311A+5.0 ★Texas Ratio: 0.03%, and Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bridgeport, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bridgeport are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bridgeport, Texas
Market share is the lender's share of all home loans closed in Bridgeport, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bridgeport 909 Stevens St, Bridgeport, TX 76426 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 8 +2 HELOCs |
9.4% | 80% | $180,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 3 | 3.5% | 100% | $155,000 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 2 | 2.4% | 100% | $365,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.2% | 50% | $165,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
FHA | 1 | 1.2% | 100% | $135,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 1.2% | 100% | $425,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.2% | 50% | $215,000 | View |
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317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 1.2% | 100% | $225,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.2% | 100% | $185,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sfmc, LP
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Gardner Financial Services
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FHA | 1 | 1.2% | 100% | $265,000 | |
Nationstar Mortgage
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FHA | 1 | 1.2% | 100% | $365,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 6 | 7.1% | 85.7% | $291,666 | View |
Gmfs, LLC
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Conventional, FHA | 6 | 7.1% | 100% | $148,333 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 5.9% | 71.4% | $249,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 5 | 5.9% | 100% | $297,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 4.7% | 100% | $272,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 3.5% | 100% | $241,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 3.5% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 3.5% | 100% | $208,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 3.5% | 100% | $375,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 2 | 2.4% | 50% | $125,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $100,000 | |
Cmg Mortgage Inc
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FHA | 2 | 2.4% | 100% | $290,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 66.7% | $220,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.4% | 100% | $265,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 1.2% | 50% | $295,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 1.2% | 100% | $275,000 | |
American Financial Resources LLC
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VA | 1 | 1.2% | 100% | $235,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Mortgage Financial Services
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Conventional | 1 | 1.2% | 100% | $365,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $215,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 25% | $95,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.2% | 100% | $785,000 |
Bridgeport Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bridgeport, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bridgeport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bridgeport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bridgeport, TX
Use these to narrow the list above. Each category shows how many Bridgeport, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bridgeport, TX
Independent mortgage companies closed 62.4 percent of home loans in Bridgeport, Texas in 2025, banks 34.1 percent and credit unions 3.5 percent. Sfmc, LP was the largest mortgage company, First Financial Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bridgeport, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Bridgeport, Texas with 8 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Bridgeport, Texas in 2025, led by Magnolia Bank with 4. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Bridgeport, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bridgeport, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bridgeport, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bridgeport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
