Bowie, Texas mortgage lenders include Legend Bank, N.A.Legend Bank, N.A.101 W Tarrant St, Bowie, TX 76230A+5.0 ★Texas Ratio: 0.92%, Wellington State BankWellington State Bank1301 Highway 59 N, Bowie, TX 76230D3.2 ★Texas Ratio: 37.23%, Jacksboro National BankJacksboro National Bank213 W Wise St, Bowie, TX 76230, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Texoma Community Credit UnionTexoma Community Credit Union3800 Sheppard Access Rd, Wichita Falls, TX 76306A+5.0 ★Texas Ratio: 4.93%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, and Education Credit UnionEducation Credit Union4400 W Interstate 40, Amarillo, TX 79106 5940A+5.0 ★Texas Ratio: 3.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bowie, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bowie are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bowie, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
101 W Tarrant St, Bowie, TX 76230 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 4 | 3% | 100% | $367,500 | View |
|
1 office in Bowie 1301 Highway 59 N, Bowie, TX 76230 D3.2 ★Texas Ratio: 37.23% |
Conventional | 2 | 1.5% | 100% | $285,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional | 4 | 3% | 100% | $220,000 | |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 60% | $85,000 | View |
|
3800 Sheppard Access Rd, Wichita Falls, TX 76306 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 2 | 1.5% | 100% | $70,000 | View |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA, VA | 2 | 1.5% | 100% | $215,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 50% | $165,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
USDA | 1 | 0.8% | 100% | $175,000 | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
|
4400 W Interstate 40, Amarillo, TX 79106 5940 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
|
4301 Barnett Rd, Wichita Falls, TX 76310 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
|
433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.8% | 50% | $55,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.8% | 100% | $95,000 | |
|
909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
FHA | 1 | 0.8% | 100% | $245,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
|
7433 Golden Pond Pl, Amarillo, TX 79121 A+5.0 ★Texas Ratio: 4.08% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
|
124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
VA | 1 | 0.8% | 100% | $205,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 1.5% | 100% | $120,000 | |
Primelending
|
Conventional | 1 | 0.8% | 100% | $625,000 | |
Integrity Mortgage Corporation of Texas
|
FHA | 1 | 0.8% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.8% | 100% | $135,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0.8% | 100% | $285,000 | |
Gardner Financial Services
|
FHA | 1 | 0.8% | 100% | $195,000 | |
Genway Home Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 23 | 17.3% | 96% | $269,347 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 9 | 6.8% | 100% | $288,333 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 9 | 6.8% | 71.4% | $205,000 | View |
Mortgage Research Center
|
Conventional, VA | 5 | 3.8% | 100% | $285,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 3 | 2.3% | 100% | $331,666 | View |
Mortgage Financial Services
|
Conventional, FHA | 3 | 2.3% | 100% | $255,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 2.3% | 100% | $168,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 2.3% | 75% | $281,666 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $250,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 1.5% | 100% | $270,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 2 | 1.5% | 100% | $170,000 | |
Cmg Mortgage Inc
|
FHA, USDA | 2 | 1.5% | 100% | $135,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 1.5% | 100% | $245,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.5% | 100% | $185,000 | |
Lower, LLC
|
Conventional | 2 | 1.5% | 100% | $255,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 1.5% | 100% | $470,000 | |
21St Mortgage
|
Conventional | 2 | 1.5% | 50% | $95,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 1.5% | 100% | $225,000 | |
Sun American Mortgage Company
|
FHA | 1 | 0.8% | 100% | $65,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.8% | 100% | $115,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.8% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.8% | 66.7% | $185,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.8% | 100% | $135,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.8% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 42.9% | $75,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.8% | 33.3% | $175,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 50% | $155,000 | View |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.8% | 100% | $395,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $205,000 | |
American Pacific Mortgage Corporation
|
USDA | 1 | 0.8% | 100% | $245,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $465,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bowie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bowie in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bowie, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.4 percent of home loans in Bowie, Texas in 2025, banks 21.1 percent and credit unions 7.5 percent. Everett Financial, Inc. was the largest mortgage company, Legend Bank, N.A. the largest bank and Texoma Community Credit Union the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Legend Bank, N.A. was the largest mortgage lender in Bowie, Texas with 4 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Bowie, Texas in 2025, led by Guild Mortgage Company with 9. 10 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Bowie, Texas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bowie, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bowie, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bowie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.