Mortgage Lenders and Brokers in Barrett, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Barrett, Texas mortgage lenders include Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Space City Credit UnionSpace City Credit Union216 Lakeview Dr, Clute, TX 77531, Newfirst National BankNewfirst National Bank700 N Wells St, Edna, TX 77957A+5.0 ★Texas Ratio: 1.36%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, and Interlinc Mortgage Services, LLCInterlinc Mortgage Services, LLCHouston, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barrett, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barrett are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Barrett, Texas
Market share is the lender's share of all home loans closed in Barrett, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 4 | 1.5% | 100% | $290,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $131,666 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.7% | 50% | $285,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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216 Lakeview Dr, Clute, TX 77531 |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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700 N Wells St, Edna, TX 77957 A+5.0 ★Texas Ratio: 1.36% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.4% | 100% | $485,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Interlinc Mortgage Services, LLC
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FHA, VA | 7 | 2.6% | 100% | $227,857 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 2 | 0.7% | 100% | $220,000 | View |
Community Resource Credit Unio
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Conventional | 2 | 0.7% | 40% | $160,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $25,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $235,000 | |
Capital Concepts Inc
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 143 | 53.6% | 80.3% | $228,426 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, USDA | 23 | 8.6% | 82.8% | $247,608 | View |
Towne Mortgage Company
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FHA, VA | 8 | 3% | 100% | $242,500 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 2.2% | 85.7% | $226,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.2% | 100% | $258,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.2% | 85.7% | $228,333 | |
21St Mortgage
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Conventional | 6 | 2.2% | 53.8% | $148,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 1.5% | 44.4% | $222,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.1% | 100% | $281,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.1% | 100% | $161,666 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.7% | 40% | $280,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 0.7% | 100% | $300,000 | View |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $130,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.7% | 100% | $220,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $280,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.7% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Ahl Funding
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FHA | 1 | 0.4% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 33.3% | $135,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 27.3% | $85,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $205,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 45.5% | $85,000 | |
Bayer Hfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Barrett Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Barrett, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Barrett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barrett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Barrett, TX
Use these to narrow the list above. Each category shows how many Barrett, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Barrett, TX
Independent mortgage companies closed 92.5 percent of home loans in Barrett, Texas in 2025, banks 5.6 percent and credit unions 1.9 percent. Sente Mortgage, Inc. was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Cornerstone Capital Bank, Ssb led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Barrett, TX
By home loans closed in 2025, Cornerstone Capital Bank, Ssb was the largest mortgage lender in Barrett, Texas with 4 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Barrett, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 80.3 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Barrett, Texas in 2025, led by Lennar Mortgage, LLC with 107. 4 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Barrett, Texas in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barrett, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barrett, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barrett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
