Mortgage Lenders and Brokers in Westmoreland, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Westmoreland, Tennessee mortgage lenders include Edmonton State BankEdmonton State Bank250 W Broadway, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.16%, The Farmers BankThe Farmers Bank5804 Austin Peay Hwy, Westmoreland, TN 37186, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, Volunteer BankVolunteer Bank214 Centerview Dr, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.34%, Wellworth BankWellworth Bank990 New Highway 52 E, Westmoreland, TN 37186A5.0 ★Texas Ratio: 9.78%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, and Macon Bank and Trust CompanyMacon Bank and Trust Company5284 New Highway 31 E, Westmoreland, TN 37186. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westmoreland, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westmoreland are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westmoreland, Tennessee
Market share is the lender's share of all home loans closed in Westmoreland, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional, USDA | 7 | 2.6% | 100% | $400,714 | View |
The Farmers Bank
5804 Austin Peay Hwy, Westmoreland, TN 37186 |
Conventional, VA | 7 | 2.6% | 80% | $197,857 | |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 75% | $135,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.1% | 60% | $228,333 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 3 | 1.1% | 60% | $191,666 | View |
|
1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
FHA, USDA | 3 | 1.1% | 100% | $228,333 | View |
|
214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 3 | 1.1% | 75% | $165,000 | View |
|
990 New Highway 52 E, Westmoreland, TN 37186 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 2 +14 HELOCs |
0.7% | 100% | $35,000 | View |
|
306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $590,000 | View |
Macon Bank and Trust Company
5284 New Highway 31 E, Westmoreland, TN 37186 |
Conventional | 2 | 0.7% | 50% | $145,000 | |
|
150 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 2 | 0.7% | 100% | $45,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.7% | 100% | $270,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 60% | $385,000 | View |
|
1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
|
7444 Winchester Rd Ste 105, Memphis, TN 38125 D3.5 ★Texas Ratio: 32.54% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
|
1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
|
4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acopia, LLC
|
Conventional, FHA, VA, USDA | 6 | 2.2% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 1.1% | 44.4% | $138,333 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $615,000 | |
The Local Lender, LLC
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
Mortgage Investors Group
|
FHA | 1 | 0.4% | 100% | $265,000 | |
21St Mortgage
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 39 | 14.4% | 87% | $281,923 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 24 | 8.9% | 74.3% | $202,500 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 19 | 7% | 87% | $330,263 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA, USDA | 9 | 3.3% | 90% | $243,888 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 8 | 3% | 100% | $318,750 | |
Mortgage Research Center
|
VA | 8 | 3% | 88.9% | $275,000 | |
Kind Lending, LLC
|
Conventional, FHA, USDA | 6 | 2.2% | 75% | $226,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 2.2% | 85.7% | $241,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 1.8% | 71.4% | $191,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.5% | 57.1% | $315,000 | |
FirstTrust Home Loans
|
Conventional, FHA | 4 | 1.5% | 100% | $230,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 1.5% | 100% | $110,000 | |
Guaranteed Rate, Inc.
|
FHA | 3 | 1.1% | 75% | $181,666 | |
Newrez LLC
|
Conventional, USDA | 3 | 1.1% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 3 | 1.1% | 75% | $258,333 | |
Success Mortgage Partners, Inc
|
VA | 3 | 1.1% | 100% | $401,666 | |
Planet Home Lending, LLC
|
Conventional, FHA | 3 | 1.1% | 100% | $278,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 1.1% | 100% | $168,333 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 1.1% | 60% | $218,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 1.1% | 100% | $338,333 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.7% | 100% | $230,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 0.7% | 66.7% | $230,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 0.7% | 100% | $485,000 | |
AdvantageFirst Lending Inc
|
Conventional, VA | 2 | 0.7% | 100% | $275,000 | |
Sfmc, LP
|
Conventional, FHA | 2 | 0.7% | 100% | $355,000 | |
VanDyk Mortgage Corporation
|
VA | 2 | 0.7% | 100% | $395,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 40% | $335,000 | |
Iserve Residential Lending
|
FHA | 2 | 0.7% | 66.7% | $270,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
Interlinc Mortgage Services, LLC
|
FHA | 1 | 0.4% | 100% | $325,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.4% | 100% | $655,000 | |
Primelending
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Goodleap, LLC
|
FHA | 1 | 0.4% | 100% | $145,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.4% | 100% | $385,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.4% | 100% | $225,000 | |
Dart Bank
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 11.1% | $25,000 | |
Princeton Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $295,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Eustis Mortgage Corp
|
FHA | 1 | 0.4% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $575,000 | View |
Valon Mortgage
|
FHA | 1 | 0.4% | 100% | $435,000 | |
Ross Mortgage Corporation
|
VA | 1 | 0.4% | 50% | $325,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 1 | 0.4% | 100% | $155,000 | |
Land Home Financial Services,
|
FHA | 1 | 0.4% | 100% | $315,000 | |
Castle & Cooke Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Gardner Financial Services
|
FHA | 1 | 0.4% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.4% | 100% | $155,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $985,000 | |
Veritas Funding, LLC
|
VA | 1 | 0.4% | 100% | $335,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.4% | 100% | $255,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 50% | $335,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.4% | 100% | $195,000 | |
Texana Bank
|
USDA | 1 | 0.4% | 100% | $315,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 14.3% | $35,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
JMAC Lending, Inc.
|
VA | 1 | 0.4% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Westmoreland Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westmoreland, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Westmoreland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westmoreland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westmoreland, TN
Use these to narrow the list above. Each category shows how many Westmoreland, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Westmoreland, TN
Independent mortgage companies closed 80.4 percent of home loans in Westmoreland, Tennessee in 2025, banks 18.1 percent and credit unions 1.5 percent. Acopia, LLC was the largest mortgage company, Edmonton State Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, The Farmers Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westmoreland, TN
By home loans closed in 2025, Edmonton State Bank was the largest mortgage lender in Westmoreland, Tennessee with 7 loans, about 2.6 percent of the market. The largest lender headquartered in Tennessee was The Farmers Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Westmoreland, Tennessee in 2025, led by Lennar Mortgage, LLC with 16. 25 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 4 credit unions closed home loans in Westmoreland, Tennessee in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westmoreland, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westmoreland, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westmoreland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
