Mortgage Lenders and Brokers in Smithville, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Smithville, Tennessee mortgage lenders include FirstbankFirstbank200 W Main St, Smithville, TN 37166A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank120 S Public Sq, Smithville, TN 37166A+5.0 ★Texas Ratio: 4.37%, Wilson Bank and TrustWilson Bank and Trust576 W Broad St, Smithville, TN 37166A+5.0 ★Texas Ratio: 4.75%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, One Bank of TennesseeOne Bank of Tennessee404 Main St, Baxter, TN 38544A+5.0 ★Texas Ratio: 0.10%, Trustmark BankTrustmark Bank11915 Highway 70, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.40%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Commerce BankFirst Commerce Bank4641 Nashville Hwy, Chapel Hill, TN 37034A+5.0 ★Texas Ratio: 0.58%, Wellworth BankWellworth Bank701 S Congress Blvd, Smithville, TN 37166A5.0 ★Texas Ratio: 9.78%, and First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Smithville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smithville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Smithville, Tennessee
Market share is the lender's share of all home loans closed in Smithville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Smithville 200 W Main St, Smithville, TN 37166 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 11 +9 HELOCs |
6.2% | 100% | $323,181 | View |
|
1 office in Smithville 120 S Public Sq, Smithville, TN 37166 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 9 +4 HELOCs |
5.1% | 75% | $162,777 | View |
|
1 office in Smithville 576 W Broad St, Smithville, TN 37166 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 6 +4 HELOCs |
3.4% | 88.9% | $200,000 | View |
|
1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, USDA | 19 | 10.7% | 90.5% | $253,947 | View |
|
404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 2 | 1.1% | 100% | $265,000 | View |
|
11915 Highway 70, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.40% |
VA | 2 | 1.1% | 100% | $270,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 2 | 1.1% | 100% | $285,000 | View |
|
4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 2 | 1.1% | 100% | $225,000 | View |
|
701 S Congress Blvd, Smithville, TN 37166 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 1 +10 HELOCs |
0.6% | 100% | $105,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.6% | 100% | $285,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 0.6% | 100% | $375,000 | |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.1% | 40% | $225,000 | |
Mortgage Investors Group
|
USDA | 1 | 0.6% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 22 | 12.4% | 75.9% | $214,090 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 7 | 3.9% | 100% | $177,857 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 3.4% | 75% | $256,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, USDA | 6 | 3.4% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 5 | 2.8% | 100% | $289,000 | |
Guild Mortgage Company
|
FHA, VA, USDA | 4 | 2.2% | 100% | $277,500 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA | 3 | 1.7% | 100% | $181,666 | |
American Financial Resources LLC
|
FHA | 3 | 1.7% | 100% | $268,333 | |
SWBC Mortgage Corporation
|
Conventional | 3 | 1.7% | 100% | $231,666 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 3 | 1.7% | 100% | $285,000 | |
Click n' Close, Inc.
|
FHA | 3 | 1.7% | 100% | $245,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.7% | 100% | $235,000 | |
Newrez LLC
|
VA | 2 | 1.1% | 100% | $390,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.1% | 100% | $220,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.97% |
Conventional, VA | 2 | 1.1% | 100% | $225,000 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 1.1% | 100% | $265,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 1.1% | 100% | $240,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.1% | 100% | $255,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 1.1% | 100% | $140,000 | |
|
A5.0 ★Texas Ratio: 8.17% |
Conventional, VA | 2 | 1.1% | 100% | $295,000 | View |
Iserve Residential Lending
|
Conventional | 2 | 1.1% | 100% | $230,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 1.1% | 66.7% | $155,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 1.1% | 100% | $340,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.6% | 100% | $215,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.6% | 33.3% | $345,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $365,000 | |
Nbkc Bank
|
FHA | 1 | 0.6% | 100% | $275,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 50% | $35,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
USDA | 1 | 0.6% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.6% | 100% | $285,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.6% | 100% | $285,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.6% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.6% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $375,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $245,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.6% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.6% | 100% | $245,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $55,000 | |
Paramount Residential Mortgage
|
VA | 1 | 0.6% | 100% | $365,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.6% | 50% | $165,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $295,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Smithville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Smithville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Smithville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smithville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Smithville, TN
Use these to narrow the list above. Each category shows how many Smithville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Smithville, TN
Independent mortgage companies closed 65.2 percent of home loans in Smithville, Tennessee in 2025, banks 34.3 percent and credit unions 0.6 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Smithville, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Smithville, Tennessee with 11 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Smithville, Tennessee in 2025, led by Rocket Mortgage with 8. 17 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 2 credit unions closed home loans in Smithville, Tennessee in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Smithville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smithville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smithville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
