Mortgage Lenders and Brokers in Scotts Hill, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scotts Hill, Tennessee mortgage lenders include FirstbankFirstbank20 Highway 114 S, Scotts Hill, TN 38374A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, The Peoples BankThe Peoples Bank573 E Main St, Henderson, TN 38340A5.0 ★Texas Ratio: 13.17%, Decatur County BankDecatur County Bank1489 E Main St, Brownsville, TN 38012A5.0 ★Texas Ratio: 11.40%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, Community BankCommunity Bank1007 Us Highway 45 N, Henderson, TN 38340A+5.0 ★Texas Ratio: 5.60%, Carroll Bank and TrustCarroll Bank and Trust133 E Main St, Bradford, TN 38316A5.0 ★Texas Ratio: 13.53%, Commercial Bank & Trust CompanyCommercial Bank & Trust Company79 Stonebridge Blvd Ste A, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.99%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, and Southern Bank of TennesseeSouthern Bank of Tennessee5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scotts Hill, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scotts Hill are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scotts Hill, Tennessee
Market share is the lender's share of all home loans closed in Scotts Hill, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Scotts Hill 20 Highway 114 S, Scotts Hill, TN 38374 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA, HELOC | 12 +7 HELOCs |
11.2% | 67.9% | $134,166 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 11 | 10.3% | 100% | $198,636 | View |
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573 E Main St, Henderson, TN 38340 A5.0 ★Texas Ratio: 13.17% |
Conventional | 6 | 5.6% | 100% | $51,666 | View |
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1489 E Main St, Brownsville, TN 38012 A5.0 ★Texas Ratio: 11.40% |
Conventional | 5 | 4.7% | 100% | $169,000 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 100% | $158,333 | View |
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1007 Us Highway 45 N, Henderson, TN 38340 A+5.0 ★Texas Ratio: 5.60% |
Conventional | 3 | 2.8% | 75% | $101,666 | View |
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133 E Main St, Bradford, TN 38316 A5.0 ★Texas Ratio: 13.53% |
Conventional | 3 | 2.8% | 100% | $198,333 | View |
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79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional, Jumbo | 2 | 1.9% | 100% | $390,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 60% | $135,000 | View |
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5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
VA | 1 | 0.9% | 100% | $615,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 3.7% | 38.5% | $127,500 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.9% | 100% | $505,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 15 | 14% | 93.8% | $151,666 | View |
United Wholesale Mortgage
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FHA | 3 | 2.8% | 100% | $255,000 | |
Click n' Close, Inc.
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USDA | 3 | 2.8% | 100% | $145,000 | |
First Colony Mortgage Corporat
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Conventional | 3 | 2.8% | 100% | $138,333 | |
Mortgage Research Center
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VA | 3 | 2.8% | 57.1% | $145,000 | |
CB&S Bank
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Conventional, HELOC | 2 +6 HELOCs |
1.9% | 50% | $140,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.9% | 100% | $320,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $200,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.9% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 25% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.9% | 57.1% | $205,000 | View |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 50% | $175,000 | |
Valon Mortgage
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Conventional | 1 | 0.9% | 100% | $275,000 | |
American Financing Corporation
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Conventional | 1 | 0.9% | 33.3% | $235,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.9% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $435,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Redstone Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scotts Hill Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scotts Hill, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Scotts Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scotts Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scotts Hill, TN
Use these to narrow the list above. Each category shows how many Scotts Hill, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Scotts Hill, TN
Independent mortgage companies closed 47.7 percent of home loans in Scotts Hill, Tennessee in 2025, banks 47.7 percent and credit unions 4.7 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Firstbank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scotts Hill, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Scotts Hill, Tennessee with 12 loans, about 11.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Scotts Hill, Tennessee in 2025, led by First Community Mortgage, Inc. with 5. 5 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Scotts Hill, Tennessee in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scotts Hill, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scotts Hill, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scotts Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
