Mortgage Lenders and Brokers in Oliver Springs, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oliver Springs, Tennessee mortgage lenders include One Bank of TennesseeOne Bank of Tennessee105 Gail Ln, Oliver Springs, TN 37840A+5.0 ★Texas Ratio: 0.10%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, TnbankTnbank12740 Kingston Pike, Knoxville, TN 37934A5.0 ★Texas Ratio: 11.47%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oliver Springs, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oliver Springs are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oliver Springs, Tennessee
Market share is the lender's share of all home loans closed in Oliver Springs, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oliver Springs 105 Gail Ln, Oliver Springs, TN 37840 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 2 | 0.9% | 50% | $135,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 7 +15 HELOCs |
3.1% | 87.5% | $137,857 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 6 +10 HELOCs |
2.7% | 77.8% | $298,333 | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 6 | 2.7% | 100% | $286,666 | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional | 3 | 1.3% | 100% | $251,666 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.9% | 100% | $200,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 0.9% | 100% | $70,000 | View |
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12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 2 | 0.9% | 66.7% | $130,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, USDA | 2 | 0.9% | 44.4% | $395,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 75% | $375,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
First National Bank of Oneida
250 National Dr, Helenwood, TN 37755 |
Conventional | 1 | 0.4% | 100% | $45,000 | |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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125 Leinart St, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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5995 Stage Rd, Bartlett, TN 38134 A5.0 ★Texas Ratio: 10.91% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
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2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 24 | 10.7% | 92.9% | $287,083 | |
Enrichment Federal Credit Unio
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Conventional | 8 | 3.6% | 100% | $93,750 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 2.7% | 24.1% | $151,666 | |
21St Mortgage
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Conventional | 4 | 1.8% | 50% | $177,500 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 22 | 9.8% | 88.5% | $263,181 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 6.2% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 4.4% | 100% | $240,000 | |
Mortgage Research Center
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FHA, VA | 7 | 3.1% | 63.6% | $412,142 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 5 | 2.2% | 100% | $287,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 1.8% | 100% | $340,000 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.8% | 80% | $247,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.8% | 100% | $262,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.3% | 60% | $205,000 | |
Eustis Mortgage Corp
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Conventional, FHA | 3 | 1.3% | 100% | $135,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 3 | 1.3% | 100% | $308,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 75% | $108,333 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 1.3% | 60% | $668,333 | |
Equity Prime Mortgage LLC
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USDA | 2 | 0.9% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.9% | 100% | $310,000 | View |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 0.9% | 100% | $260,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.9% | 100% | $220,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $160,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $305,000 | |
Franklin Loan Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $215,000 | |
Towne Mortgage Company
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FHA, USDA | 2 | 0.9% | 100% | $230,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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USDA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $495,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Everett Financial, Inc.
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USDA | 1 | 0.4% | 100% | $315,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
loanDepot.com LLC
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VA | 1 | 0.4% | 33.3% | $355,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
FirstTrust Home Loans
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FHA | 1 | 0.4% | 100% | $395,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $195,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Shoreham Bank
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FHA | 1 | 0.4% | 50% | $25,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $245,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 0.4% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 0.4% | 100% | $335,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.4% | 100% | $305,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 66.7% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oliver Springs Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oliver Springs, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Oliver Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oliver Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oliver Springs, TN
Use these to narrow the list above. Each category shows how many Oliver Springs, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Oliver Springs, TN
Independent mortgage companies closed 69.3 percent of home loans in Oliver Springs, Tennessee in 2025, banks 18.2 percent and credit unions 12.4 percent. Mortgage Investors Group was the largest mortgage company, One Bank of Tennessee the largest bank and Y-12 Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, One Bank of Tennessee led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oliver Springs, TN
By home loans closed in 2025, One Bank of Tennessee was the largest mortgage lender in Oliver Springs, Tennessee with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Oliver Springs, Tennessee in 2025, led by Mortgage Investors Group with 11. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Oliver Springs, Tennessee in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oliver Springs, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oliver Springs, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oliver Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
