Mortgage Lenders and Brokers in Newbern, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Newbern, Tennessee mortgage lenders include Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Security BankSecurity Bank602 W Main St, Newbern, TN 38059A+5.0 ★Texas Ratio: 2.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, McKenzie Banking CompanyMcKenzie Banking Company1467 W Church St, Alamo, TN 38001A5.0 ★Texas Ratio: 9.76%, First South Financial Federal Credit UnionFirst South Financial Federal Credit Union11624 Highway 51 S, Atoka, TN 38004A+5.0 ★Texas Ratio: 0.35%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Servisfirst BankServisfirst Bank5384 Poplar Avenue, Memphis, TN 38119A5.0 ★Texas Ratio: 8.75%, and Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newbern, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newbern are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newbern, Tennessee
Market share is the lender's share of all home loans closed in Newbern, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, USDA, HELOC | 19 +5 HELOCs |
20.4% | 67.9% | $154,473 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA | 4 | 4.3% | 62.5% | $180,000 | View |
|
602 W Main St, Newbern, TN 38059 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA | 3 | 3.2% | 100% | $195,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.2% | 100% | $120,000 | View |
|
1467 W Church St, Alamo, TN 38001 A5.0 ★Texas Ratio: 9.76% |
Conventional | 2 | 2.2% | 100% | $35,000 | View |
|
11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35% |
USDA, HELOC | 1 +3 HELOCs |
1.1% | 100% | $245,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 1.1% | 100% | $175,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.1% | 100% | $565,000 | View |
|
5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 1.1% | 100% | $235,000 | |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.1% | 50% | $15,000 | View |
|
5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Ut Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $35,000 | |
First Citizens National Bank
|
Conventional, FHA, VA, USDA, HELOC | 18 +10 HELOCs |
19.4% | 80.8% | $160,555 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 8 | 8.6% | 88.9% | $108,750 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 4.3% | 100% | $152,500 | |
Cadence Bank
|
Conventional, VA | 3 | 3.2% | 75% | $161,666 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 3.2% | 100% | $178,333 | |
Mortgage Research Center
|
VA | 3 | 3.2% | 75% | $231,666 | |
Fairway Independent Mort Corp
|
Conventional, USDA | 3 | 3.2% | 100% | $131,666 | |
First Community Bank of the Heartland, Inc.
|
Conventional | 2 | 2.2% | 66.7% | $110,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.1% | 100% | $115,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.1% | 66.7% | $365,000 | |
Newrez LLC
|
Conventional | 1 | 1.1% | 20% | $55,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.1% | 100% | $175,000 | |
Guild Mortgage Company
|
USDA | 1 | 1.1% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 1.1% | 100% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.1% | 100% | $265,000 | View |
Compass Mortgage, Inc.
|
FHA | 1 | 1.1% | 100% | $315,000 | |
State Departmenet Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.1% | 100% | $175,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Newbern Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newbern, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Newbern? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newbern in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newbern, TN
Use these to narrow the list above. Each category shows how many Newbern, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Newbern, TN
Independent mortgage companies closed 31.2 percent of home loans in Newbern, Tennessee in 2025, banks 44.1 percent and credit unions 24.7 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Leaders Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newbern, TN
By home loans closed in 2025, Leaders Credit Union was the largest mortgage lender in Newbern, Tennessee with 19 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Newbern, Tennessee in 2025, led by First Citizens National Bank with 3. 8 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Newbern, Tennessee in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newbern, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newbern, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newbern. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
