Mortgage Lenders and Brokers in McMinnville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McMinnville, Tennessee mortgage lenders include Homeland Community BankHomeland Community Bank900 N Chancery St, Mcminnville, TN 37110B3.8 ★Texas Ratio: 4.23%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee200 E Main St, Mcminnville, TN 37110A+5.0 ★Texas Ratio: 5.43%, Citizens Tri County BankCitizens Tri County Bank101 W Main St, Mcminnville, TN 37110A5.0 ★Texas Ratio: 7.54%, Regions BankRegions Bank1035 Smithville Hwy, Mcminnville, TN 37110A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.601 N Chancery St, Mcminnville, TN 37110A+5.0 ★Texas Ratio: 2.85%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Ascend Federal Credit UnionAscend Federal Credit Union3080 Nashville Hwy, McMinnville, TN 37110A+5.0 ★Texas Ratio: 2.35%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, and Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McMinnville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McMinnville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McMinnville, Tennessee
Market share is the lender's share of all home loans closed in McMinnville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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900 N Chancery St, Mcminnville, TN 37110 B3.8 ★Texas Ratio: 4.23% |
Conventional | 34 | 10.3% | 82.9% | $122,941 | View |
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200 E Main St, Mcminnville, TN 37110 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 24 | 7.3% | 80% | $247,500 | View |
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★ 5 stars, 1 review 3 offices in McMinnville 101 W Main St, Mcminnville, TN 37110 A5.0 ★Texas Ratio: 7.54% |
Conventional, VA | 21 | 6.4% | 85.2% | $159,285 | View |
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1 office in McMinnville 1035 Smithville Hwy, Mcminnville, TN 37110 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 8 +12 HELOCs |
2.4% | 90% | $132,500 | View |
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1 office in McMinnville 601 N Chancery St, Mcminnville, TN 37110 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
1.5% | 62.5% | $121,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
3.3% | 78.6% | $200,454 | View |
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3080 Nashville Hwy, McMinnville, TN 37110 A+5.0 ★Texas Ratio: 2.35% |
Conventional, VA, HELOC | 10 +4 HELOCs |
3% | 83.3% | $190,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 10 | 3% | 100% | $263,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 6 | 1.8% | 75% | $211,666 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 0.9% | 75% | $265,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $188,333 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 2 | 0.6% | 75% | $360,000 | View |
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4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 2 | 0.6% | 100% | $150,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
VA | 1 | 0.3% | 100% | $375,000 | |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Legacy Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $415,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 33.3% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 25% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 37 | 11.2% | 84.1% | $222,297 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 20 | 6.1% | 96.2% | $279,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.6% | 60.9% | $235,000 | |
Mortgage Research Center
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VA | 9 | 2.7% | 75% | $290,555 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2.4% | 80% | $175,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.4% | 100% | $186,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.5% | 100% | $213,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, USDA | 5 | 1.5% | 100% | $255,000 | View |
Iserve Residential Lending
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Conventional, FHA | 4 | 1.2% | 66.7% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.9% | 100% | $315,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.9% | 60% | $281,666 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $168,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.9% | 100% | $268,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $130,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.6% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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FHA, USDA | 2 | 0.6% | 100% | $230,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $215,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.6% | 100% | $210,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $110,000 | |
VanDyk Mortgage Corporation
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Conventional, USDA | 2 | 0.6% | 100% | $205,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $280,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $115,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $230,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.6% | 66.7% | $440,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $195,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $245,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Newrez LLC
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USDA | 1 | 0.3% | 100% | $295,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 33.3% | $185,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Capital City Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
City Lending Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $235,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $375,000 | View |
Synovus Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,035,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 75% | $215,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $25,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $185,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 66.7% | $225,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Redstone Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
McMinnville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McMinnville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in McMinnville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McMinnville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McMinnville, TN
Use these to narrow the list above. Each category shows how many McMinnville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in McMinnville, TN
Independent mortgage companies closed 50.9 percent of home loans in McMinnville, Tennessee in 2025, banks 44.2 percent and credit unions 4.8 percent. Community Mortgage Corporation was the largest mortgage company, Homeland Community Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Homeland Community Bank led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McMinnville, TN
By home loans closed in 2025, Homeland Community Bank was the largest mortgage lender in McMinnville, Tennessee with 34 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in McMinnville, Tennessee in 2025, led by First National Bank of Middle Tennessee with 11. 25 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in McMinnville, Tennessee in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McMinnville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McMinnville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McMinnville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
