Mortgage Lenders and Brokers in Fayetteville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fayetteville, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.220 College St E, Fayetteville, TN 37334A+5.0 ★Texas Ratio: 2.85%, First Commerce BankFirst Commerce Bank304 College St W, Fayetteville, TN 37334A+5.0 ★Texas Ratio: 0.58%, FirstbankFirstbank105 Main Ave S, Fayetteville, TN 37334A5.0 ★Texas Ratio: 7.51%, First National Bank of PulaskiFirst National Bank of Pulaski405 College St W, Fayetteville, TN 37334A+5.0 ★Texas Ratio: 2.25%, Regions BankRegions Bank302 College St E, Fayetteville, TN 37334A+5.0 ★Texas Ratio: 4.37%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, Bank of FrankewingBank of Frankewing2324 Highway 64, Frankewing, TN 38459F2.7 ★Texas Ratio: 42.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, and Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fayetteville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fayetteville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fayetteville, Tennessee
Market share is the lender's share of all home loans closed in Fayetteville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fayetteville 220 College St E, Fayetteville, TN 37334 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +4 HELOCs |
2.3% | 71.4% | $183,000 | View |
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1 office in Fayetteville 304 College St W, Fayetteville, TN 37334 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 5 | 2.3% | 100% | $209,000 | View |
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1 office in Fayetteville 105 Main Ave S, Fayetteville, TN 37334 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.8% | 100% | $70,000 | View |
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2 offices in Fayetteville 405 College St W, Fayetteville, TN 37334 A+5.0 ★Texas Ratio: 2.25% |
Conventional, FHA, USDA | 4 | 1.8% | 80% | $257,500 | View |
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1 office in Fayetteville 302 College St E, Fayetteville, TN 37334 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +6 HELOCs |
0.9% | 100% | $135,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 18 | 8.1% | 100% | $242,222 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $161,666 | View |
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2324 Highway 64, Frankewing, TN 38459 F2.7 ★Texas Ratio: 42.60% |
Conventional | 3 | 1.4% | 75% | $195,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $410,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.9% | 100% | $165,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, VA | 2 | 0.9% | 100% | $710,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
FHA | 1 | 0.5% | 100% | $385,000 | View |
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3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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807 Beersheba Hwy, Mc Minnville, TN 37110 B3.8 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.4% | 50% | $165,000 | |
The Local Lender, LLC
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Conventional | 2 | 0.9% | 66.7% | $415,000 | |
Heritage South Community Credi
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Mortgage Investors Group
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USDA | 1 | 0.5% | 100% | $205,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $75,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 13.1% | 90.9% | $239,137 | |
Redstone Federal Credit Union
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Conventional, FHA, VA, USDA, HELOC | 16 +17 HELOCs |
7.2% | 100% | $212,500 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 13 | 5.9% | 76.5% | $204,230 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 7 | 3.2% | 100% | $257,857 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 7 | 3.2% | 72.7% | $157,857 | |
Nationstar Mortgage
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Conventional, VA | 5 | 2.3% | 100% | $123,000 | |
Stockton Mortgage Corporation
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FHA, VA | 4 | 1.8% | 100% | $247,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.8% | 80% | $340,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 4 | 1.8% | 83.3% | $520,000 | |
CB&S Bank
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Conventional, VA, HELOC | 3 +6 HELOCs |
1.4% | 100% | $375,000 | |
Canopy Mortgage, LLC
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Conventional | 3 | 1.4% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1.4% | 75% | $195,000 | |
First Colony Mortgage Corporat
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Conventional | 3 | 1.4% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 1.4% | 100% | $268,333 | |
Mortgage Research Center
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VA | 3 | 1.4% | 60% | $188,333 | |
Victorian Finance, LLC
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Conventional, FHA, USDA | 3 | 1.4% | 100% | $355,000 | |
Primelending
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Conventional | 2 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.31% |
Conventional | 2 | 0.9% | 100% | $50,000 | View |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.9% | 100% | $170,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 50% | $55,000 | |
Nations Lending Corporation
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FHA | 2 | 0.9% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.9% | 100% | $170,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 100% | $440,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.9% | 100% | $395,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 66.7% | $45,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $105,000 | |
Newrez LLC
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VA | 1 | 0.5% | 100% | $715,000 | |
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A-4.4 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $115,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 50% | $165,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 50% | $165,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $135,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 33.3% | $405,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Shelter Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $135,000 | |
Southeast Mortgage of Georgia, Inc.
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FHA | 1 | 0.5% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $395,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $585,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Direct Rate Home Loans, Inc
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VA | 1 | 0.5% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 50% | $215,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.5% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fayetteville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fayetteville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Fayetteville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fayetteville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fayetteville, TN
Use these to narrow the list above. Each category shows how many Fayetteville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Fayetteville, TN
Independent mortgage companies closed 57.5 percent of home loans in Fayetteville, Tennessee in 2025, banks 32.6 percent and credit unions 10 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Commerce Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fayetteville, TN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fayetteville, Tennessee with 5 loans, about 2.3 percent of the market. The largest lender headquartered in Tennessee was First Commerce Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Fayetteville, Tennessee in 2025, led by First Community Mortgage, Inc. with 10. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 4 credit unions closed home loans in Fayetteville, Tennessee in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fayetteville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fayetteville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fayetteville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
