Mortgage Lenders and Brokers in Falling Water, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Falling Water, Tennessee mortgage lenders include FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, Chattanooga Area Schools Federal Credit UnionChattanooga Area Schools Federal Credit Union1201 Bailey Ave, Chattanooga, TN 37404 2806A+5.0 ★Texas Ratio: 0.99%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, and Tennessee Valley Federal C UTennessee Valley Federal C UChattanooga, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Falling Water, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Falling Water are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Falling Water, Tennessee
Market share is the lender's share of all home loans closed in Falling Water, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
4.9% | 100% | $225,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 4.9% | 100% | $540,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
2.4% | 25% | $15,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 2.4% | 100% | $85,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 2.4% | 100% | $225,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 2.4% | 100% | $765,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 3 +2 HELOCs |
7.3% | 100% | $348,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 4.9% | 50% | $250,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 4.9% | 100% | $375,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 4.9% | 100% | $355,000 | |
Guild Mortgage Company
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Conventional | 2 | 4.9% | 100% | $70,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 4.9% | 100% | $300,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.4% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 2.4% | 50% | $175,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $135,000 | |
Newrez LLC
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FHA | 1 | 2.4% | 100% | $135,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 2.4% | 100% | $595,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $405,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 2.4% | 100% | $255,000 | |
Nfm, Inc
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Conventional | 1 | 2.4% | 100% | $655,000 | |
Nations Lending Corporation
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FHA | 1 | 2.4% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.4% | 50% | $175,000 | |
Towne Mortgage Company
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Conventional | 1 | 2.4% | 100% | $525,000 | |
Summit Funding.Inc
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Conventional, Jumbo | 1 | 2.4% | 100% | $1,055,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.4% | 100% | $105,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 2.4% | 100% | $305,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 2.4% | 100% | $145,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 2.4% | 100% | $865,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.4% | 50% | $65,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 2.4% | 100% | $665,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 2.4% | 100% | $505,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Falling Water Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Falling Water, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Falling Water? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Falling Water in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Falling Water, TN
Use these to narrow the list above. Each category shows how many Falling Water, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Falling Water, TN
Independent mortgage companies closed 65.9 percent of home loans in Falling Water, Tennessee in 2025, banks 24.4 percent and credit unions 9.8 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Firstbank the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Falling Water, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Falling Water, Tennessee with 2 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Falling Water, Tennessee in 2025, led by Firstbank with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Falling Water, Tennessee in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Falling Water, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Falling Water, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Falling Water. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
