Mortgage Lenders and Brokers in Dayton, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Dayton, Tennessee mortgage lenders include First Financial Bank NAFirst Financial Bank NA420 3rd Ave, Dayton, TN 37321A+5.0 ★Texas Ratio: 4.65%, SouthEast BankSouthEast Bank3995 Rhea County Hwy, Dayton, TN 37321A+5.0 ★Texas Ratio: 0.98%, FirstbankFirstbank1525 Market St, Dayton, TN 37321A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank1502 Market St, Dayton, TN 37321A+5.0 ★Texas Ratio: 4.37%, First Farmers and Commercial BankFirst Farmers and Commercial Bank111 3rd Ave, Dayton, TN 37321A+5.0 ★Texas Ratio: 0.50%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, and Mountain Valley BankMountain Valley BankHighway 28 South At Cordell Lane, Dunlap, TN 37327A+5.0 ★Texas Ratio: 4.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dayton, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dayton are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dayton, Tennessee
Market share is the lender's share of all home loans closed in Dayton, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Dayton 420 3rd Ave, Dayton, TN 37321 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 19 +7 HELOCs |
5.5% | 67.9% | $160,789 | View |
|
1 office in Dayton 3995 Rhea County Hwy, Dayton, TN 37321 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 6 +13 HELOCs |
1.7% | 77.8% | $233,333 | View |
|
1 office in Dayton 1525 Market St, Dayton, TN 37321 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.7% | 75% | $363,333 | View |
|
1 office in Dayton 1502 Market St, Dayton, TN 37321 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +6 HELOCs |
1.4% | 58.3% | $123,000 | View |
|
111 3rd Ave, Dayton, TN 37321 A+5.0 ★Texas Ratio: 0.50% |
Conventional, Jumbo | 17 | 4.9% | 94.4% | $227,352 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 12 | 3.5% | 75% | $330,000 | View |
|
★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 3 | 0.9% | 57.1% | $221,666 | View |
|
1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 3 | 0.9% | 100% | $361,666 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $130,000 | View |
|
Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 0.6% | 66.7% | $230,000 | View |
|
1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.3% | 100% | $265,000 | View |
|
7201 Shallowford Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.3% | 100% | $405,000 | |
|
109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.3% | 100% | $125,000 | |
|
2011 Stein Dr, Chattanooga, TN 37421 1692 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
|
Conventional, VA, Jumbo, HELOC | 16 +9 HELOCs |
4.6% | 73.9% | $191,250 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 11 | 3.2% | 26.4% | $138,636 | |
Mortgage Investors Group
|
Conventional, FHA | 4 | 1.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Enrichment Federal Credit Unio
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Ut Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 25% | $105,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA, Jumbo | 41 | 11.9% | 86.3% | $262,804 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 32 | 9.3% | 86.5% | $280,937 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 29 | 8.4% | 76.9% | $283,965 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
2.3% | 100% | $321,250 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 2.3% | 88.9% | $241,250 | |
Mortgage Research Center
|
VA | 7 | 2% | 70% | $312,142 | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 1.7% | 88.9% | $230,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.4% | 100% | $271,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.4% | 100% | $317,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1.4% | 100% | $137,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, USDA | 5 | 1.4% | 100% | $263,000 | View |
Kind Lending, LLC
|
Conventional, FHA, VA | 4 | 1.2% | 44.4% | $245,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.2% | 100% | $287,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 4 | 1.2% | 100% | $195,000 | |
Summit Funding.Inc
|
Conventional, FHA | 4 | 1.2% | 100% | $150,000 | |
Newrez LLC
|
Conventional, FHA | 3 | 0.9% | 42.9% | $228,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 3 | 0.9% | 100% | $181,666 | |
Tjc Mortgage Inc
|
FHA, USDA | 3 | 0.9% | 75% | $281,666 | |
The Loan Store, Inc
|
Conventional | 2 | 0.6% | 100% | $295,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 2 | 0.6% | 100% | $680,000 | |
Southwest Stage Funding LLC
|
FHA, VA | 2 | 0.6% | 100% | $250,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 2 | 0.6% | 100% | $540,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Alameda Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $245,000 | |
American Financial Resources LLC
|
VA | 1 | 0.3% | 100% | $145,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Primelending
|
USDA | 1 | 0.3% | 100% | $245,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
TruHome Solutions, LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.3% | 20% | $185,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.3% | 50% | $345,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $455,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.3% | 50% | $315,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 25% | $125,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.3% | 100% | $195,000 | |
Ony Glo, Inc.
|
FHA | 1 | 0.3% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 50% | $265,000 | |
Nations Lending Corporation
|
VA | 1 | 0.3% | 100% | $425,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $305,000 | |
Synovus Bank
|
FHA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Grow Financial Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $65,000 | |
Iserve Residential Lending
|
FHA | 1 | 0.3% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $255,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $295,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $385,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $65,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $235,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Redstone Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Dayton Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dayton, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Dayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dayton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dayton, TN
Use these to narrow the list above. Each category shows how many Dayton, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Dayton, TN
Independent mortgage companies closed 64.6 percent of home loans in Dayton, Tennessee in 2025, banks 27.8 percent and credit unions 7.5 percent. Community Mortgage Corporation was the largest mortgage company, First Financial Bank NA the largest bank and CU Community, LLC the largest credit union. Among lenders headquartered in Tennessee, SouthEast Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dayton, TN
By home loans closed in 2025, First Financial Bank NA was the largest mortgage lender in Dayton, Tennessee with 19 loans, about 5.5 percent of the market. The largest lender headquartered in Tennessee was SouthEast Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Dayton, Tennessee in 2025, led by United Wholesale Mortgage with 12. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 9 credit unions closed home loans in Dayton, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dayton, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dayton, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
