Mortgage Lenders and Brokers in Baxter, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baxter, Tennessee mortgage lenders include One Bank of TennesseeOne Bank of Tennessee404 Main St, Baxter, TN 38544A+5.0 ★Texas Ratio: 0.10%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Wellworth BankWellworth Bank100 N Public Sq, Alexandria, TN 37012A5.0 ★Texas Ratio: 9.78%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, CU Community, LLCCU Community, LLC1007 Us Highway 45 N, Henderson, TN 38340, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, and Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baxter, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baxter are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baxter, Tennessee
Market share is the lender's share of all home loans closed in Baxter, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Baxter 404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 21 | 7.4% | 91.3% | $175,476 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 16 | 5.6% | 89.5% | $297,500 | View |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
Conventional, Jumbo, HELOC | 7 +12 HELOCs |
2.5% | 100% | $473,571 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +2 HELOCs |
2.1% | 70% | $55,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 6 | 2.1% | 100% | $135,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 5 +1 HELOCs |
1.8% | 85.7% | $217,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, USDA, HELOC | 4 +4 HELOCs |
1.4% | 100% | $275,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 3 | 1.1% | 100% | $55,000 | |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 0.7% | 66.7% | $45,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 0.7% | 100% | $500,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.7% | 50% | $205,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Macon Bank and Trust Company
201 Main St, Celina, TN 38551 |
Conventional | 1 | 0.4% | 100% | $585,000 | |
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925 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
USDA | 1 | 0.4% | 100% | $205,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 1 | 0.4% | 100% | $65,000 | |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
FHA | 1 | 0.4% | 100% | $205,000 | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.4% | 100% | $265,000 | View |
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1489 E Main St, Brownsville, TN 38012 A5.0 ★Texas Ratio: 11.40% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, USDA | 8 | 2.8% | 80% | $297,500 | |
21St Mortgage
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Conventional | 4 | 1.4% | 44.4% | $190,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Ut Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 25% | $145,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 19 | 6.7% | 95% | $224,473 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 17 | 6% | 85.7% | $206,764 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 13 | 4.6% | 86.7% | $301,923 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 11 | 3.9% | 80% | $352,272 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 11 | 3.9% | 100% | $236,818 | |
Mortgage Research Center
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FHA, VA | 8 | 2.8% | 88.9% | $320,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.8% | 87.5% | $265,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.8% | 83.3% | $225,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 5 | 1.8% | 100% | $177,000 | |
New American Funding, LLC.
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FHA, VA | 5 | 1.8% | 100% | $231,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 4 | 1.4% | 100% | $125,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $211,666 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 1.1% | 75% | $265,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 1.1% | 100% | $268,333 | |
Iserve Residential Lending
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Conventional, FHA, USDA | 3 | 1.1% | 100% | $488,333 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 1.1% | 60% | $425,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 1.1% | 60% | $151,666 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 100% | $170,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional | 2 | 0.7% | 100% | $335,000 | View |
Cmg Mortgage Inc
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FHA | 2 | 0.7% | 100% | $410,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.7% | 100% | $95,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 100% | $385,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.7% | 100% | $220,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.7% | 66.7% | $230,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.7% | 100% | $340,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 0.7% | 100% | $300,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.7% | 100% | $340,000 | |
Cadence Bank
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Everett Financial, Inc.
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USDA | 1 | 0.4% | 100% | $275,000 | |
Success Lending, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 50% | $165,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 25% | $175,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $205,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 50% | $35,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $515,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Securityplus FCU
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Conventional | 1 | 0.4% | 100% | $275,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.4% | 100% | $175,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 50% | $155,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Gmfs, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Baxter Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baxter, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Baxter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baxter in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baxter, TN
Use these to narrow the list above. Each category shows how many Baxter, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Baxter, TN
Independent mortgage companies closed 64.1 percent of home loans in Baxter, Tennessee in 2025, banks 32 percent and credit unions 3.9 percent. Mortgage Investors Group was the largest mortgage company, One Bank of Tennessee the largest bank and CU Community, LLC the largest credit union. Among lenders headquartered in Tennessee, One Bank of Tennessee led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baxter, TN
By home loans closed in 2025, One Bank of Tennessee was the largest mortgage lender in Baxter, Tennessee with 21 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Baxter, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 8. 19 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 10 credit unions closed home loans in Baxter, Tennessee in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baxter, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baxter, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baxter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
