Salley, South Carolina mortgage lenders include Security Federal BankSecurity Federal Bank2587 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.39%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, SRP Federal Credit UnionSRP Federal Credit Union750 E Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.44%, Palmetto Citizens Federal CredPalmetto Citizens Federal CredColumbia, SC, Resource Financial Services, Inc.Resource Financial Services, Inc.Columbia, SCB+4.7 ★Texas Ratio: 18.28%, Agfirst Farm Credit BankAgfirst Farm Credit BankColumbia, SC, 21St Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salley, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salley are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Salley, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 4.3% | 100% | $365,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 4.3% | 100% | $95,000 | View |
|
300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
VA | 1 | 2.1% | 100% | $205,000 | View |
|
596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 2.1% | 50% | $355,000 | View |
|
750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 2.1% | 100% | $85,000 | View |
Palmetto Citizens Federal Cred
|
Conventional | 2 | 4.3% | 100% | $275,000 | |
|
B+4.7 ★Texas Ratio: 18.28% |
VA | 1 | 2.1% | 100% | $205,000 | View |
Agfirst Farm Credit Bank
|
Conventional | 1 | 2.1% | 100% | $155,000 | |
21St Mortgage
|
Conventional | 11 | 23.4% | 73.3% | $109,545 | |
United Wholesale Mortgage
|
FHA, USDA | 3 | 6.4% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 6.4% | 37.5% | $125,000 | |
American Financial Resources LLC
|
FHA, VA | 2 | 4.3% | 100% | $210,000 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 4.3% | 100% | $150,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 4.3% | 100% | $195,000 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 2 | 4.3% | 100% | $190,000 | |
Mortgage Research Center
|
VA | 2 | 4.3% | 66.7% | $275,000 | |
Newrez LLC
|
Conventional | 1 | 2.1% | 33.3% | $75,000 | |
American Financial Network, Inc.
|
VA | 1 | 2.1% | 100% | $565,000 | |
Network Funding, L.P.
|
Conventional | 1 | 2.1% | 100% | $285,000 | |
Schumacher Mortgage LLC
|
VA, Jumbo | 1 | 2.1% | 100% | $885,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 2.1% | 100% | $225,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 2.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 2.1% | 100% | $175,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 2.1% | 100% | $165,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 2.1% | 100% | $115,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Salley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Salley, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 80.9 percent of home loans in Salley, South Carolina in 2025, banks 10.6 percent and credit unions 8.5 percent. Resource Financial Services, Inc. was the largest mortgage company, Security Federal Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Security Federal Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Security Federal Bank was the largest mortgage lender in Salley, South Carolina with 2 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Salley, South Carolina in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Salley, South Carolina in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salley, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salley, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.