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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lamar, South Carolina

Lamar, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, ArborOne ACAArborOne ACAFlorence, SC, South Carolina Federal CreditSouth Carolina Federal CreditNorth Charleston, SC, 21St Mortgage, Rocket Mortgage, Freedom Mortgage Corporation, and Vanderbilt Mortgage and Finance, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lamar, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lamar are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lamar, South Carolina

Market share is the lender's share of all home loans closed in Lamar, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
201 N Main St, Abbeville, SC 29620
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 2
+1 HELOCs
6.9% 100% $275,000 View
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707
FHA 1 3.4% 100% $235,000
596 Sumter Hwy, Bishopville, SC 29010
A+5.0 ★Texas Ratio: 3.64%
Conventional 1 3.4% 100% $465,000 View
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401
HELOC 0
+1 HELOCs
0% n/a
ArborOne ACA
Conventional 2 6.9% 100% $475,000
South Carolina Federal Credit
Conventional 1 3.4% 100% $55,000
21St Mortgage
Conventional 5 17.2% 41.7% $95,000
Rocket Mortgage
Conventional, FHA 3 10.3% 75% $138,333
Freedom Mortgage Corporation
FHA, VA 3 10.3% 75% $171,666
Vanderbilt Mortgage and Finance, Inc
Conventional 3 10.3% 30% $168,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 2 6.9% 66.7% $260,000
Newrez LLC
VA 1 3.4% 50% $275,000
CrossCountry Mortgage, LLC
VA 1 3.4% 100% $115,000
Pennymac Loan Services LLC
FHA 1 3.4% 100% $145,000
Carolina One Mortgage, LLC
Conventional 1 3.4% 100% $125,000
Fairway Independent Mort Corp
FHA 1 3.4% 100% $135,000
A+5.0 ★Texas Ratio: 3.17%
Conventional 1 3.4% 100% $155,000 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lamar, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Lamar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lamar in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lamar, SC

Use these to narrow the list above. Each category shows how many Lamar, SC lenders fit and what that kind of lender is usually best for.

Who Lends in Lamar, SC

Independent mortgage companies closed 75.9 percent of home loans in Lamar, South Carolina in 2025, banks 10.3 percent and credit unions 13.8 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 1 loans.

75.9%
Mortgage companies
10.3%
Banks
13.8%
Credit unions
21%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lamar, SC

Who is the largest mortgage lender in Lamar, SC?

By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Lamar, South Carolina with 2 loans, about 6.9 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lamar, SC mortgage lenders offer FHA, VA and USDA loans?

5 lenders closed FHA loans in Lamar, South Carolina in 2025, led by Freedom Mortgage Corporation with 2. 4 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lamar, SC lender list?

Yes. 2 banks and 4 credit unions closed home loans in Lamar, South Carolina in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lamar, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lamar, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lamar, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lamar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.