Mortgage Lenders and Brokers in Holly Hill, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holly Hill, South Carolina mortgage lenders include First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, First National Bank of South CarolinaFirst National Bank of South Carolina801 Gilway St, Holly Hill, SC 29059A+5.0 ★Texas Ratio: 1.76%, CPM Federal Credit UnionCPM Federal Credit Union3481 Trask Pkwy, Beaufort, SC 29906A5.0 ★Texas Ratio: 12.83%, South Carolina Federal CreditSouth Carolina Federal CreditNorth Charleston, SC, DHI Mortgage Company, LTD., Vanderbilt Mortgage and Finance, Inc, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly Hill, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly Hill are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holly Hill, South Carolina
Market share is the lender's share of all home loans closed in Holly Hill, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 2.7% | 100% | $305,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 2.7% | 66.7% | $90,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
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801 Gilway St, Holly Hill, SC 29059 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 1 | 1.4% | 100% | $45,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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FHA, VA, USDA | 25 | 34.2% | 69.4% | $290,600 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 4.1% | 16.1% | $98,333 | |
United Wholesale Mortgage
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VA | 2 | 2.7% | 66.7% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 2.7% | 42.9% | $155,000 | |
loanDepot.com LLC
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FHA | 2 | 2.7% | 66.7% | $230,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 2.7% | 57.1% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 2.7% | 100% | $155,000 | View |
Nation One Mortgage Corporatio
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FHA | 2 | 2.7% | 100% | $295,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 2.7% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.7% | 66.7% | $85,000 | |
21St Mortgage
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Conventional | 2 | 2.7% | 25% | $200,000 | |
Newrez LLC
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VA | 1 | 1.4% | 50% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.4% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 1.4% | 100% | $305,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.4% | 100% | $185,000 | |
Carolina One Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $355,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.4% | 100% | $165,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $245,000 | |
T2 Financial LLC
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FHA | 1 | 1.4% | 100% | $335,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 1.4% | 100% | $365,000 | |
Baxter Credit Union
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Conventional | 1 | 1.4% | 100% | $325,000 | |
Mortgage Research Center
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VA | 1 | 1.4% | 50% | $425,000 | |
Better Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.4% | 50% | $365,000 | |
Lower, LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.4% | 100% | $265,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 1.4% | 100% | $185,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.4% | 50% | $235,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.4% | 100% | $425,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $325,000 | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holly Hill Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holly Hill, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Holly Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holly Hill, SC
Use these to narrow the list above. Each category shows how many Holly Hill, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Holly Hill, SC
Independent mortgage companies closed 80.8 percent of home loans in Holly Hill, South Carolina in 2025, banks 13.7 percent and credit unions 5.5 percent. DHI Mortgage Company, LTD. was the largest mortgage company, First Reliance Bank the largest bank and CPM Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Reliance Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holly Hill, SC
By home loans closed in 2025, First Reliance Bank was the largest mortgage lender in Holly Hill, South Carolina with 2 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Holly Hill, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 15. 8 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Holly Hill, South Carolina in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly Hill, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly Hill, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
