Mortgage Lenders and Brokers in Coward, South Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Coward, South Carolina mortgage lenders include The Citizens BankThe Citizens Bank201 S Morgan Ave, Andrews, SC 29510A+5.0 ★Texas Ratio: 1.58%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, ArborOne ACAArborOne ACAFlorence, SC, Vanderbilt Mortgage and Finance, Inc, Renasant BankRenasant BankA+5.0 ★Texas Ratio: 4.72%, Mortgage Research Center, Rocket Mortgage, CrossCountry Mortgage, LLC, Mortgage Equity Partners LLC, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Coward, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coward are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Coward, South Carolina
Market share is the lender's share of all home loans closed in Coward, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 8.1% | 100% | $91,666 | View |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 2.7% | 100% | $345,000 | View |
ArborOne ACA
|
Conventional | 3 | 8.1% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 10.8% | 36.4% | $127,500 | |
|
A+5.0 ★Texas Ratio: 4.72% |
FHA | 3 | 8.1% | 100% | $188,333 | View |
Mortgage Research Center
|
Conventional, VA | 3 | 8.1% | 100% | $231,666 | |
Rocket Mortgage
|
Conventional, VA | 2 | 5.4% | 66.7% | $210,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 5.4% | 100% | $150,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 2 | 5.4% | 100% | $130,000 | |
21St Mortgage
|
Conventional | 2 | 5.4% | 42.9% | $120,000 | |
American Financial Resources LLC
|
FHA | 1 | 2.7% | 100% | $135,000 | |
RANLife, Inc.
|
FHA | 1 | 2.7% | 100% | $215,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 2.7% | 100% | $245,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 2.7% | 100% | $295,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 2.7% | 100% | $135,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 2.7% | 100% | $225,000 | |
American Financial Network, Inc.
|
FHA | 1 | 2.7% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.7% | 100% | $285,000 | |
Lower, LLC
|
VA | 1 | 2.7% | 100% | $395,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 2.7% | 100% | $205,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 2.7% | 100% | $215,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 2.7% | 100% | $65,000 |
Coward Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Coward, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Coward? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coward in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Coward, SC
Use these to narrow the list above. Each category shows how many Coward, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Coward, SC
Independent mortgage companies closed 81.1 percent of home loans in Coward, South Carolina in 2025, banks 18.9 percent and credit unions 0 percent. ArborOne ACA was the largest mortgage company, The Citizens Bank the largest bank. Among lenders headquartered in South Carolina, The Citizens Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Coward, SC
By home loans closed in 2025, The Citizens Bank was the largest mortgage lender in Coward, South Carolina with 3 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Coward, South Carolina in 2025, led by Renasant Bank with 3. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 0 credit unions closed home loans in Coward, South Carolina in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Coward, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coward, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coward. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
