Mortgage Lenders and Brokers in Westfield, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westfield, Pennsylvania mortgage lenders include Northwest BankNorthwest Bank100 E Main St, Westfield, PA 16950A+5.0 ★Texas Ratio: 3.99%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Apci Federal Credit UnionApci Federal Credit Union6126 Hamilton Blvd Ste 102, Allentown, PA 18106A+5.0 ★Texas Ratio: 0.44%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, First Citizens Community BankFirst Citizens Community Bank300 Main St, Blossburg, PA 16912A5.0 ★Texas Ratio: 11.39%, Everence Federal Credit UnionEverence Federal Credit Union4417 E Main St, Belleville, PA 17004A+5.0 ★Texas Ratio: 4.82%, Rocket Mortgage, First Heritage Federal Credit UnionFirst Heritage Federal Credit UnionA+5.0 ★Texas Ratio: 2.80%, Everett Financial, Inc., and ServU Federal Credit UnionServU Federal Credit UnionA+5.0 ★Texas Ratio: 2.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westfield, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westfield are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westfield, Pennsylvania
Market share is the lender's share of all home loans closed in Westfield, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Westfield 100 E Main St, Westfield, PA 16950 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
2.9% | 50% | $65,000 | View |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 4 +7 HELOCs |
11.4% | 80% | $115,000 | View |
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6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 2.9% | 100% | $105,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.9% | 100% | $125,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 2.9% | 100% | $345,000 | View |
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4417 E Main St, Belleville, PA 17004 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 22.9% | 100% | $112,500 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 6 | 17.1% | 60% | $43,333 | |
Everett Financial, Inc.
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VA, USDA | 2 | 5.7% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.34% |
Conventional | 2 | 5.7% | 100% | $40,000 | View |
Corning Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
2.9% | 100% | $75,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 2.9% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2.9% | 100% | $95,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 2.9% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 2.9% | 50% | $245,000 | |
Keystone Funding, Inc
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Conventional | 1 | 2.9% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 2.9% | 100% | $195,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 2.9% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 2.9% | 100% | $175,000 |
Westfield Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westfield, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Westfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westfield, PA
Use these to narrow the list above. Each category shows how many Westfield, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Westfield, PA
Independent mortgage companies closed 48.6 percent of home loans in Westfield, Pennsylvania in 2025, banks 22.9 percent and credit unions 28.6 percent. Rocket Mortgage was the largest mortgage company, Northwest Bank the largest bank and Apci Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Northwest Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westfield, PA
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Westfield, Pennsylvania with 1 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Westfield, Pennsylvania in 2025, led by Rocket Mortgage with 2. 3 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Westfield, Pennsylvania in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westfield, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westfield, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
