Mortgage Lenders and Brokers in West York, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West York, Pennsylvania mortgage lenders include Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Pennian BankPennian Bank9775 Route 75 S, East Waterford, PA 17021A5.0 ★Texas Ratio: 8.88%, First Capital Credit UnionFirst Capital Credit Union4500 Intermediate Ave, Dover, PA 17315A+5.0 ★Texas Ratio: 0.95%, Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Heritage Valley FCUHeritage Valley FCU2400 Pleasant Valley Rd, York, PA 17402 9624, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, and Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West York, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West York are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West York, Pennsylvania
Market share is the lender's share of all home loans closed in West York, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
15.6% | 100% | $175,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA | 4 | 5.2% | 100% | $95,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +5 HELOCs |
2.6% | 100% | $210,000 | View |
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9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 2 | 2.6% | 100% | $170,000 | View |
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4500 Intermediate Ave, Dover, PA 17315 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 2 | 2.6% | 50% | $40,000 | View |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 2.6% | 100% | $185,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $15,000 | View |
Heritage Valley FCU
2400 Pleasant Valley Rd, York, PA 17402 9624 |
Conventional | 1 | 1.3% | 100% | $65,000 | |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1.3% | 100% | $95,000 | |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional | 1 | 1.3% | 100% | $135,000 | |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 10.4% | 61.5% | $153,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
9.1% | 100% | $173,571 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 7.8% | 100% | $118,333 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 6.5% | 71.4% | $177,000 | |
| Conventional, FHA | 5 | 6.5% | 100% | $149,000 | View | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.6% | 100% | $95,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.6% | 100% | $85,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 1.3% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.3% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.3% | 50% | $35,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 1.3% | 50% | $145,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 1.3% | 100% | $155,000 | |
loanDepot.com LLC
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FHA | 1 | 1.3% | 100% | $125,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $185,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 1.3% | 100% | $305,000 | |
American Financing Corporation
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FHA | 1 | 1.3% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $95,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 100% | $165,000 | |
Reliance First Capital, LLC
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VA | 1 | 1.3% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
West York Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West York, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in West York? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West York in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West York, PA
Use these to narrow the list above. Each category shows how many West York, PA lenders fit and what that kind of lender is usually best for.
Who Lends in West York, PA
Independent mortgage companies closed 62.3 percent of home loans in West York, Pennsylvania in 2025, banks 32.5 percent and credit unions 5.2 percent. Rocket Mortgage was the largest mortgage company, Acnb Bank the largest bank and First Capital Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Acnb Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West York, PA
By home loans closed in 2025, Acnb Bank was the largest mortgage lender in West York, Pennsylvania with 12 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in West York, Pennsylvania in 2025, led by Acnb Bank with 4. 4 lenders closed VA loans, led by Acnb Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in West York, Pennsylvania in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West York, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West York, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West York. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
